4089 Old Metal Rd, Palmyra, TN, 37142
About This Home
**NEW PRICE** Unique earth-sheltered home offering exceptional privacy and plenty of potential. Features include a den with a gas-log fireplace, a primary bedroom with exterior access, and a central heat and air. Outside, you'll find a two-bay shop with a mechanic's pit in the garage for easy vehicle maintenance. A rare opportunity for someone looking for a property that's truly different.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Den
- Fireplace: Yes
- Finished area above ground: 1,560
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,560
- Total interior livable area: 1,560 sqft
Property
Details
- Parcel number: 063134 02000 00018134
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 4.50 Acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance | $101 | $1,212 |
| Property Taxes | $450 | $5,400 |
| Electricity | $175 | $2,103 |
| Total | $2,065 | $24,780 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $249,900 |
| 2026-06-26 | Listed for sale | $265,000 |
For Sale by Agent
View on Zillow