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346 Christenson Rd, Deer Lodge, TN, 37726

1beds
1baths
600sqft
$498,000
$830price/sqft
$3,214/moest. monthly cost
$128,560/yrincome needed

About This Home

Homesteaders and future ranchers: This gorgeous property has it all! Small cabin on 39ac with a large, stocked pond, creek, mature woods and fenced pastures. Horse barn and open machine shop give you room for all your animals and toys. Revive the vegetable garden and use the second cabin for storage. 2 septics (1/1 and 3/2) give you ample options to build a larger house. Natural gas at street, public water. Outstanding value!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
Sunbright SchoolGrades PK-125.4 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Other,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bonus Room
  • Window features: Windows - Vinyl
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Space Heater,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 041 010.04

Features

  • Has view: Yes
  • View description: Country Setting
  • Waterfront features: Pond,Creek

Lot

  • Lot size: 39 Acres
  • Features: Private,Wooded,Irregular Lot,Rolling Slope
  • Lot size dimensions: irregular

Parking

  • Parking features: Off Street,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance $351$4,212
Property Taxes $170$2,040
Electricity $175$2,103
Total$3,214$38,568

Income You'd Need if You Spent...

35% on housing$110,194/yr
40% on housing$96,420/yr
45% on housing$85,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$830This listing

vs Other Active Listings

Avg $/sqft

ZIP 37726$119
Morgan County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 37726$191
Morgan County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-24Listed for sale$550,000
2007-01-16Sold$139,900

For Sale by Agent

AgentAnnette Sievert
BrokerageRealty Executives Associates

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