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655 Coalhill Rd, Harriman, TN, 37748

2beds
1baths
680sqft
$112,000
$165price/sqft
$846/moest. monthly cost
$33,840/yrincome needed

About This Home

Located in the Coal Hill area of Harriman, this 2-bedroom, 1-bath cottage offers comfortable living in a quiet country setting. With approximately 680 square feet, the home features a simple, functional layout and sits on a .56-acre lot with a rural country feel. The property includes a fenced yard, deck, and carport parking, providing useful outdoor space for relaxing, gardening, or pets. With room for some updates and personal touches to make it a great option for a primary residence, weekend getaway, or investment property to complete this to a real home. Updated lighting in most rooms, kitchen has been updated, bathroom updated - needs flooring, interior paint, door replacements, some exterior repairs as well not an inclusive list, just known items . Conveniently located just minutes from Windrock Park and outdoor recreation while still being within reach of Harriman and surrounding communities. Sold as-is. Equal Housing Opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Coalfield SchoolGrades PK-122.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Pantry,Eat-in Kitchen
  • Flooring: Other,Laminate,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Zoned,Other,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 680
  • Total interior livable area: 680 sqft

Property

Details

  • Parcel number: 150 022.02
  • Special condition: Auction,Auction

Features

  • Has view: Yes
  • View description: Country Setting,Trees/Woods

Lot

  • Lot size: 0.56 Acres
  • Features: Wooded,Level,Rolling Slope

Parking

  • Total spaces: 1
  • Parking features: Off Street,RV Access/Parking,Main Level
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $566$6,792
Home Insurance $67$804
Property Taxes $38$456
Electricity $175$2,103
Total$846$10,152

Income You'd Need if You Spent...

35% on housing$29,005/yr
40% on housing$25,380/yr
45% on housing$22,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 37748$134
Morgan County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 37748$165
Morgan County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-05-31Sold$150,000
2024-05-07Pending sale$149,999
2024-04-29Listed for sale$149,999
2024-03-13Pending sale$149,999
2024-03-11Listed for sale$149,999
2020-10-07Sold$75,000
2010-10-06Sold$5,000
2009-01-07Sold$15,000

Unknown Listed By

AgentChristy CJ Pace
BrokeragePace Probity Asset Management

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