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342 5th St NE, Fayette, AL, 35555

3beds
1baths
1,100sqft
$153,500
$140price/sqft
$1,201/moest. monthly cost
$48,040/yrincome needed

About This Home

Spacious 3bd 1 bath solid brick home! Large front porch and newly added back deck overlooking the shaded back yard. Great closet space, big open kitchen and dining area. Kitchen offers a floating island for additional seating and even more storage. Beautiful original tongue and groove pine floors. Roof less than 2 years old. New HVAC and energy efficient windows installed in 2018. 6 panel doors throughout and home is wired with security system. Additional storage building in backyard. Walk to school, the library and all of the downtown events. There is a fraudulent TikTok posting on this house for rent with a link to application and to collect fees and first and last month's rent. Authorities have been notified.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Fayette Middle SchoolGrades 5-80.1 mi
6/10
Fayette Co High SchoolGrades 9-120.9 mi
5/10
Fayette Elementary SchoolGrades PK-40.3 mi

Construction

Condition

  • Property condition: Existing Structure,Excellent
  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Brick,Frame,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Range Hood,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Flooring: Marble,Vinyl,Wood

Heating & Cooling

  • Heating features: Central (Gas)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Zoning: _

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Waterfront features: No - None

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $776$9,312
Home Insurance *$159$1,908
Property Taxes $26$312
Electricity $240$2,881
Total$1,201$14,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,177/yr
40% on housing$36,030/yr
45% on housing$32,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 35555$99
Fayette County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 35555
Fayette County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$149,000
2026-08-06Price change$149,000
2026-07-25Price change$153,500
2026-07-14Listed for sale$155,000
2024-09-23Sold$138,900
2024-09-23Pending sale$138,500
2024-08-26Contingent$138,500
2024-08-17Price change$138,500
2024-08-07Listed for sale$142,500

For Sale by Agent

AgentAmanda Geist
BrokerageBallard Real Estate

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