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2237 Cold Springs Rd, Lafayette, TN, 37083

4beds
3baths
2,931sqft
$429,900
$147price/sqft
$3,219/moest. monthly cost
$128,760/yrincome needed

About This Home

You don't want to miss out on this charming, country style home! This beauty has plenty to offer and it could become all yours. Spacious covered front porch with fresh stain & clear coat, newer LVP flooring throughout the entire main home, newer carpet in bedrooms, freshly painted, new (1 yr) metal roof on the barn with attached chicken coop, storage building, fairly new stainless steel appliances, nice workshop area in basement... you've got to check it out for yourself! Bring us any and all offers! No city taxes! Septic field lines upgraded 2025 for 4 bedroom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
6/10
Macon County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Features: Separate
  • Level: Separate
  • Area: 143
  • Dimensions: 13x11

Features

  • Air Filter,Ceiling Fan(s),Extra Closets,High Ceilings,Open Floorplan,Pantry,Redecorated,High Speed Internet
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Finished area above ground: 2,931

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,931
  • Total interior livable area: 2,931 sqft

Kitchen

  • Area: 160
  • Dimensions: 16x10

Living Room

  • Features: Formal
  • Level: Formal
  • Area: 176
  • Dimensions: 16x11

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Property

Details

  • Parcel number: 032 01501 000
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered

Lot

  • Lot size: 3.80 Acres

Parking

  • Total spaces: 7
  • Parking features: Garage Faces Side,Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance $239$2,868
Property Taxes $569$6,828
Electricity $238$2,857
Total$3,219$38,628

Income You'd Need if You Spent...

35% on housing$110,365/yr
40% on housing$96,570/yr
45% on housing$85,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 37083$171
Macon County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 37083$174
Macon County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$419,900
2026-07-08Listed for sale$429,900
2025-10-01Listing removed$445,000
2025-09-04Listed for sale$445,000
2025-08-27Listing removed$445,000
2025-08-17Price change$445,000
2025-08-02Price change$449,900
2025-07-30Price change$458,900
2025-07-28Price change$459,900
2025-07-07Price change$464,400
2025-06-30Price change$474,400
2025-06-20Price change$474,900
2025-06-14Price change$479,900
2025-06-10Listed for sale$499,900
2022-07-13Sold$315,000
2022-06-19Contingent$309,900
2022-06-08Price change$309,900
2022-05-20Price change$329,900
2022-05-18Listed for sale$319,900
2019-09-19Sold$185,000
2019-07-08Listed for sale$199,900

For Sale by Agent

AgentLacey Sadler
BrokerageBenchmark Realty, LLC

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