275 Rock Point Dr, Vonore, TN, 37885
About This Home
Stunning & Awe-Inspiring Lakefront Living in Rarity Bay where YOU CHOOSE whether to join the country club or not! They say a picture is worth a thousand words... and this extraordinary lakefront home proves it the moment you arrive. Nestled along the shores of beautiful Tellico Lake, this gorgeous stone residence in Rarity Bay showcases breathtaking 180-degree panoramic views of Tellico Lake and the Smoky Mountains from nearly every room. As you drive up, you'll immediately appreciate the ample parking and oversized 3-car garage, offering plenty of space for vehicles, lake toys, and storage. Step inside and you'll find the 6 Bedroom/5 Bathroom home has been tastefully and completely renovated, featuring today's sought-after neutral color palette, modern finishes, and updated design elements that create a fresh, sophisticated feel throughout. The thoughtfully designed layout places the master suite, guest bedroom, and private office all on the main level, offering the convenience of main-level living while still providing plenty of space for entertaining and hosting guests. The lower level boasts a Full 2nd kitchen and a Billiards room! Outdoor living is simply exceptional. Just off the kitchen, a beautiful private courtyard creates the perfect setting for outdoor dining, morning coffee, or relaxed evenings with friends and family. With sweeping lake and mountain views as your backdrop, every gathering becomes memorable. The lower level features a complete guest living area, ideal for extended stays or multi-generational living. Tile floors lead to a covered patio, providing yet another inviting space to enjoy the peaceful lakefront setting. Additional highlights include massive storage space and convenient access to the water. While the property is non-dockable, you are only a 3-minute walk to the community dock, making it easy to enjoy everything lake life has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Stone,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
Features
- Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Bonus Room
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Gas,Stone,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 5,850
- Total interior livable area: 5,850 sqft
Property
Details
- Parcel number: 020A A 01900 000
Features
- Exterior features: Irrigation System
- Has view: Yes
- View description: Mountain(s)
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Lake/Water Access,Waterfront
- Frontage type: Lakefront
Lot
- Lot size: 0.52 Acres
- Features: Private,Near Golf Course
- Lot size dimensions: 112 x 192
Parking
- Total spaces: 3
- Parking features: Garage Faces Side,Garage Door Opener,Attached,Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,135 | $145,620 |
| Home Insurance | $1,701 | $20,412 |
| Property Taxes | $3,015 | $36,180 |
| Electricity | $475 | $5,703 |
| Total | $17,326 | $207,912 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Listed for sale | $2,400,000 |
| 2020-07-27 | Sold | $786,000 |
| 2020-05-11 | Pending sale | $820,000 |
| 2020-01-17 | Listed for sale | $820,000 |
| 2019-08-13 | Listing removed | $999,000 |
| 2018-05-25 | Listed for sale | $999,000 |
| 1997-08-22 | Sold | $190,000 |
For Sale by Agent
View on Zillow