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514 Church St, Vonore, TN, 37885

2beds
2baths
1,168sqft
$299,999
$257price/sqft
$2,366/moest. monthly cost
$94,640/yrincome needed

About This Home

Check out this brand new home!! Never before occupied this home is ready for its new owners. When first entering this home you will appreciate the seamless floor plan that leads you from the cozy living room to the beautiful kitchen where quartz countertops and new appliances set off the stunning cabinetry. The living room features a vaulted pine board ceiling. From the living room you will appreciate beautiful views of the lake and the park! This two story home features a bedroom and bath down stairs along with an additional bedroom, bathroom and bonus room that can be used as an additional bedroom if needed. This great home is within walking distance to the lake, public beach access, city park, boat launch and fishing pier!!! Don't miss out on this rare opportunity! Motivated Seller!!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Vonore Elementary SchoolGrades PK-40.3 mi
7/10
Vonore Middle SchoolGrades 5-80.5 mi
5/10
Sequoyah High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Bonus Room
  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 1,168 sqft

Property

Details

  • Parcel number: 028O B 00400 000

Features

  • Has view: Yes
  • Has water view: Yes

Lot

  • Lot size: 0.33 Acres
  • Features: Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $212$2,544
Property Taxes $463$5,556
Electricity $175$2,103
Total$2,366$28,392

Income You'd Need if You Spent...

35% on housing$81,120/yr
40% on housing$70,980/yr
45% on housing$63,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 37885$280
Monroe County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 37885
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$399,999
2026-04-22Listing removed$2,200
2026-03-31Price change$2,200
2026-03-07Listed for rent$2,550
2019-02-19Listing removed$875
2019-01-25Listed for rent$875
2018-12-29Listing removed$150,000
2018-06-28Listed for sale$150,000
2015-07-20Listing removed$34,900
2015-05-20Price change$34,900
2015-01-27Listed for sale$39,900
2012-09-05Listing removed$26,000
2012-08-28Pending sale$26,000
2012-07-21Listed for sale$26,000
2012-07-19Sold$61,566
2012-04-12Listed for sale$59,900
2011-10-29Listing removed$59,900
2011-05-01Listed for sale$59,900
2011-02-10Listing removed$59,900
2010-11-13Price change$59,900
2010-05-02Price change$69,900
2010-02-11Price change$79,900
2009-06-26Price change$87,500
2009-06-07Listed for sale$95,000
2006-09-05Sold$67,500

For Sale by Agent

AgentJennifer Cansler
BrokerageSilver Key Realty

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