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145 Citico Rd, Vonore, TN, 37885

0beds
0baths
2,856sqft
$785,000
$275price/sqft
$5,743/moest. monthly cost
$229,720/yrincome needed

About This Home

Stunning Lake Home on 3.15 Private Acres Experience lake living at its finest in this beautifully updated 2-bedrooms AND 3 Spacious BONUS ROOMS with Large Closets in each room, and 2.5-bathroom. (Listed as a 2-bedroom per septic permit.) Nestled on 3.15 secluded acres, this property offers the perfect balance of privacy, comfort, and convenience. Enjoy breathtaking, year-round lake views from expansive wraparound decks, ideal for entertaining or quiet mornings surrounded by nature. The home offers two fully independent living quarters, each with its own kitchen, appliances, living area, and bedrooms—perfect for multi-family living, guests, or potential rental income. Inside, you'll find abundant storage throughout, along with a beautiful loft that can serve as a family room, home office, or creative retreat. Recent updates within the past year include a new roof, siding, and two tankless water heaters, ensuring peace of mind and modern efficiency. Outdoor enthusiasts will love the proximity to Cherokee National Forest, scenic hiking trails, and historic landmarks like Fort Loudoun and the Sequoyah Museum. Enjoy easy access to Cherokee Marina and nearby public boat launches for fishing, boating, and lake recreation. Located just a short drive from the Great Smoky Mountains National Park, Gatlinburg, Pigeon Forge, Dollywood, Knoxville, Chattanooga, and Nashville. This property is a dream for those who love adventure and scenic drives with The famous Tail of the Dragon and Cherohala Skyway located nearby. Potentially an additional 1.78-acre parcel may also be available for purchase, offering even more opportunity to expand or create your perfect lake retreat. Home is Owner occupied please view by appointment only. This Rare and Beautiful Lake home will not last long book your showing today!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Vonore Elementary SchoolGrades PK-46.1 mi
7/10
Vonore Middle SchoolGrades 5-86.5 mi
5/10
Sequoyah High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Vinyl Siding,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Microwave,Range,Refrigerator,Self Cleaning Oven

Basement

  • Basement: Crawl Space

Features

  • Walk-In Closet(s),Pantry,Breakfast Bar,Eat-in Kitchen,Bonus Room
  • Window features: Windows - Vinyl
  • Flooring: Laminate,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,856
  • Total interior livable area: 2,856 sqft

Property

Details

  • Parcel number: 071 02903 000

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Mountain(s),Country Setting
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 3.15 Acres
  • Features: Private
  • Lot size dimensions: 3.15 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Cold Wave
Earthquake
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance $556$6,672
Property Taxes $986$11,832
Electricity $232$2,784
Total$5,743$68,916

Income You'd Need if You Spent...

35% on housing$196,902/yr
40% on housing$172,290/yr
45% on housing$153,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 37885$274
Monroe County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 37885
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Listed for sale$785,000
2026-04-02Listing removed$799,900
2026-02-21Price change$799,900
2026-01-08Price change$825,000
2025-11-10Listed for sale$850,000
2025-09-09Listing removed$910,000
2025-04-02Price change$910,000
2025-03-17Listed for sale$920,000
2024-10-02Listing removed$999,999
2024-08-25Price change$999,999
2024-06-27Price change$1,250,000
2024-05-30Price change$1,450,000
2024-05-04Listed for sale$1,500,000
2001-06-04Sold$12,000

For Sale by Agent

AgentFarrah Russell
BrokerageSouthern Charm Homes

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