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2688 Rafter Rd, Tellico Plains, TN, 37385

1beds
2baths
1,536sqft
$380,000
$247price/sqft
$2,776/moest. monthly cost
$111,040/yrincome needed

About This Home

Located at 2688 Rafter Road in Tellico Plains, this beautifully crafted cabin offers a rare opportunity to own one of the last privately held properties bordering the Cherokee National Forest. Combining quality construction, functional design, and an unbeatable location, this property is ideal as a primary residence, second home, or income-producing investment. The home features solid, well-built construction with attention to detail throughout. Interior highlights include warm tongue-and-groove walls and ceilings that create a true cabin feel, along with custom cabinetry that adds both character and functionality. A unique two-kitchen setup provides flexibility for multi-generational living, guest accommodations, or rental potential. Enjoy the outdoors from the covered front and back decks, perfect for relaxing or entertaining while taking in the peaceful surroundings. Situated on over 2 acres, the property offers privacy, usable land, and room to expand or explore. Well water is in place, adding to the property's rural appeal. Conveniently located just minutes from the Indian Boundary Recreation Area, offering access to fishing, hiking trails, camping, boating, picnic areas, volleyball courts, bathhouses, and a country store with outdoor equipment rentals. The property is ideally suited for outdoor enthusiasts seeking proximity to hunting, hiking, and nature. Opportunities to own property this close to the Cherokee National Forest are limited. This versatile property offers privacy, location, and potential in one package. Schedule your showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Eat-in Kitchen,Bonus Room
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Details

  • Parcel number: 129 045.00

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting,Trees/Woods

Lot

  • Lot size: 2.30 Acres
  • Features: Wooded,Rolling Slope

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Earthquake
Inland Flooding
Landslide
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance $203$2,436
Property Taxes $477$5,724
Electricity $175$2,103
Total$2,776$33,312

Income You'd Need if You Spent...

35% on housing$95,177/yr
40% on housing$83,280/yr
45% on housing$74,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 37385$202
Monroe County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 37385
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$425,000
2014-09-02Sold$20,000

For Sale by Agent

AgentEric Best
BrokerageEast Tennessee Properties, LLC

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