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265 Finger Board Rd, Tellico Plains, TN, 37385

1beds
1baths
480sqft
$150,000
$313price/sqft
$1,201/moest. monthly cost
$48,040/yrincome needed

About This Home

Well maintained mountain cabin for sale by owner. Please give us a call at 9704420025. This cedar interior with pine floor cabin sits at the top of a ridge with mountain views. Privacy close to amenities! Located within walking distance of the national forest the property has a mix of mature timber and level open areas. Plenty of room to let your design imagination run wild. Build a garage, put on an addition, or just enjoy it as a getaway cabin in the woods. Well, power, septic is in place. Close to many hiking trails.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
4/10
Sweetwater High SchoolGrades 9-1225.0 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Footing
  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: None,Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 19501907000

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 3.12 Acres

Parking

  • Total spaces: 5
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Landslide
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance $80$960
Property Taxes $188$2,256
Electricity $175$2,103
Total$1,201$14,412

Income You'd Need if You Spent...

35% on housing$41,177/yr
40% on housing$36,030/yr
45% on housing$32,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 37385$206
Monroe County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 37385
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$154,900
2026-01-17Listed for sale$155,000
2025-11-05Listing removed--
2025-08-15Price change$139,900
2025-06-29Price change$144,900
2025-06-14Price change$152,500
2025-06-05Price change$154,000
2025-01-13Price change$155,000
2024-09-18Price change$157,000
2024-07-24Price change$157,500
2024-06-02Listed for sale$159,000
2024-05-30Listing removed--
2024-04-27Listed for sale$159,999
2024-04-15Listing removed--
2024-03-01Listed for sale$159,900
2023-11-20Listing removed--
2023-09-01Listed for sale$159,900
2023-08-26Listing removed$159,900
2023-04-05Listed for sale$159,900
2016-04-08Sold$52,000
1999-05-20Sold$30,000

For Sale by Owner

AgentProperty Owner

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