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228 N 3rd St, Selmer, TN, 38375

5beds
3baths
3,641sqft
$340,000
$93price/sqft
$3,064/moest. monthly cost
$122,560/yrincome needed

About This Home

Large brick home downtown Selmer. Over 3600 heated sq ft with 5 bedrooms & 3 full baths. Character filled with crown moldings, original hardwoods, high ceilings & unique tile work. Downstairs includes spacious living room, dining room, office, main bedroom, 2nd bedroom and kitchen with pantry area including refrigerator, cooktop, built in oven, & dishwasher. Laundry room with washer & dryer. Upstairs has 3 large bedrooms with 2 full baths. Breezeway leads to attached double garage. Front walkway leads to street where you can walk to downtown coffee shops, retail shops, & etc. Convenient location with small town atmosphere. Great place to call home!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
Selmer Elementary SchoolGrades PK-50.9 mi
5/10
Selmer Middle SchoolGrades 6-81.1 mi
4/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Cooktop,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Hardwood Floor,Private Full Bath
  • Level: Second
  • Area: 391

Bedroom3

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 286

Bedroom4

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 221

Bedroom5

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Dining Room
  • Area: 182

Features

  • 1 or More BR Down,Primary Down,Full Bath Down,Smooth Ceiling,High Ceilings,Living Room,Dining Room,Kitchen,Primary Bedroom,2nd Bedroom,1 Bath,Laundry Room,Office,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,2 or More Baths,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Wood Frames,Excl Some Window Treatmnt
  • Flooring: Part Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Masonry,Living Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other (See REMARKS)
  • Cooling features: Other (See REMARKS)

Interior Area

  • Total interior livable area: 3,641 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Area: 160

Living Room

  • Features: Separate Living Room
  • Area: 420

Master Bathroom

  • Features: Tile Floor,Full Bath

Master Bedroom

  • Features: Hardwood Floor
  • Level: First
  • Area: 414

Office

  • Features: Hardwood Floor,Smooth Ceiling
  • Level: First

Property

Details

  • Parcel number: 089CE00600000

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Covered Patio

Lot

  • Lot size: 0.43 Acres
  • Features: Some Trees,Landscaped
  • Lot size dimensions: .43 acre

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Faces Rear
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance $354$4,248
Property Taxes $696$8,352
Electricity $295$3,549
Total$3,064$36,768

Income You'd Need if You Spent...

35% on housing$105,051/yr
40% on housing$91,920/yr
45% on housing$81,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 38375$106
McNairy County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 38375
McNairy County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$360,000
2025-12-15Listed for sale$375,000
2023-11-13Sold$235,000
2023-11-10Pending sale$249,900
2023-09-25Listed for sale$249,900
2023-06-30Sold$187,000

For Sale by Agent

AgentRhonda G Wheeler
BrokerageFarm & Home Realty

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