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238 Jack St, Livingston, TN, 38570

3beds
2baths
1,025sqft
$209,900
$205price/sqft
$1,454/moest. monthly cost
$58,160/yrincome needed

About This Home

A true classic charmer with modern updates and amenities! Nestled within the city limits in a quiet, family-friendly neighborhood, this inviting home offers 3 bedrooms, 2 full bathrooms, and sits on a spacious 1.1-acre lot. Inside, you'll find an open-concept living and kitchen area highlighted by a cathedral ceiling, creating a bright and welcoming atmosphere. The home also features beautifully tiled bathrooms and a functional layout designed for comfortable everyday living. Step outside to enjoy the large, shaded yard filled with mature trees—perfect for entertaining family and friends, outdoor activities, or simply relaxing in a peaceful setting. Some updates completed approx. six years ago include electrical and plumbing systems, a metal roof, HVAC system, water heater, custom bathroom tile work, and stainless steel kitchen appliances, offering peace of mind and modern convenience for years to come.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
6/10
Livingston Middle SchoolGrades 5-81.9 mi
4/10
Livingston AcademyGrades 9-120.6 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Electric Range,Range Hood,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 1,025 sqft

Property

Details

  • Parcel number: 045G C 002.00

Features

  • Levels: One
  • Patio & porch: Porch,Covered
  • Exterior features: Garden
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 0.80 Acres
  • Features: Irregular Lot,Trees
  • Lot size dimensions: 200 x 175

Parking

  • Parking features: Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance $156$1,872
Property Taxes $62$744
Electricity $175$2,103
Total$1,454$17,448

Income You'd Need if You Spent...

35% on housing$49,851/yr
40% on housing$43,620/yr
45% on housing$38,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 38570$130
Overton County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 38570$180
Overton County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$209,900
2026-06-05Listed for sale$214,900
2023-10-04Listing removed$209,900
2023-09-01Contingent$209,900
2023-08-24Listed for sale$209,900
2020-05-06Sold$140,000
2020-03-18Pending sale$139,900
2020-03-17Price change$139,900
2020-02-20Listed for sale$149,900
2018-09-19Sold$35,000
2008-11-03Sold$24,000

For Sale by Agent

AgentJulio Unzueta
BrokerageHighlands Elite Real Estate LLC

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