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204 W 7th St, Livingston, TN, 38570

4beds
3baths
2,048sqft
$429,900
$210price/sqft
$3,545/moest. monthly cost
$141,800/yrincome needed

About This Home

This versatile property in the heart of Livingston features a 3 bedroom, 2 bath main home with spacious living areas, including a large living room, formal dining room, generous kitchen, and bonus area. The property also offers exceptional nine-car storage, ideal for vehicles, hobbies, or workshop space. In addition, there is a separate guest home that is 768sqft on the property offering 1 bedroom, 1 bath, a full kitchen, living room, and walk-in closet perfect for multigenerational living, rental potential, private office space, or a home-based business. Conveniently located close to town amenities while offering flexibility and functionality that is hard to find.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
6/10
Livingston Middle SchoolGrades 5-80.8 mi
4/10
Livingston AcademyGrades 9-120.5 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Range Hood,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • New Floor Covering,New Paint,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,048
  • Total interior livable area: 2,048 sqft

Property

Details

  • Parcel number: 045I C 006.00

Features

  • Patio & porch: Porch,Covered,Patio
  • Fencing: Wood

Lot

  • Lot size: 0.70 Acres
  • Features: Cleared
  • Lot size dimensions: see acreage

Parking

  • Total spaces: 9
  • Parking features: Driveway,Carport,Detached,Detached Carport,Open
  • Covered spaces: 9
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance $319$3,828
Property Taxes $878$10,536
Electricity $175$2,103
Total$3,545$42,540

Income You'd Need if You Spent...

35% on housing$121,542/yr
40% on housing$106,350/yr
45% on housing$94,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 38570$124
Overton County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 38570$180
Overton County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$449,499
2026-02-21Listed for sale$450,000

For Sale by Agent

AgentFallon Tharp
BrokerageWebb Real Estate Co.

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