129 Melton Ln, Monterey, TN, 38574
About This Home
Imagine ending your day around the fire pit, gathering fresh eggs from your own chicken coop, picking blueberries from established bushes, and enjoying the peace and quiet of the Muddy Pond Mennonite community. The spacious backyard offers plenty of room for gardening, entertaining, and simply enjoying country living. For those needing workspace, the impressive 30x50 workshop features concrete floors, electricity, 220-amp service, and two garage doors. A separate divided storage building provides additional space for hobbies, lawn equipment, or his-and-hers storage. The property is also connected to both public water and a private well, with both currently serving the home. Inside, you'll find a beautifully updated 4-bedroom, 3-bath home that's truly move-in ready. The kitchen features granite countertops, LVP flooring, and opens to living spaces filled with natural light. A pellet stove adds warmth and character, while two of the four bedrooms are en suites, offering flexibility for guests or multi-generational living. Enjoy the best of peaceful country living while being just 30 minutes from Cookeville. Approximately 1.5 hours to Nashville, Knoxville and 2 hours to Chattanooga. *Buyer to verify all info*
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Fireplace features: None
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,442
- Total interior livable area: 2,442 sqft
Property
Details
- Parcel number: 129 041.03
Features
- Patio & porch: Porch,Covered
Lot
- Lot size: 1.68 Acres
- Features: Cul-De-Sac
- Lot size dimensions: 297 x 211 IRR
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance | $161 | $1,932 |
| Property Taxes | $465 | $5,580 |
| Electricity | $198 | $2,380 |
| Total | $2,973 | $35,676 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $399,900 |
| 2026-07-22 | Price change | $425,000 |
| 2026-06-27 | Listed for sale | $439,900 |
| 1996-09-14 | Sold | $46,000 |
View on Zillow