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28 Cottage Cir, Linden, TN, 37096

3beds
2baths
1,203sqft
$275,000
$229price/sqft
$2,237/moest. monthly cost
$89,480/yrincome needed

About This Home

Enjoy peaceful riverfront living with this charming 1,203 sq ft home situated on a beautiful half-acre lot along the Tennessee River in Linden, TN. This 3-bedroom, 2-bath home offers the perfect blend of comfort and relaxation, making it ideal for a full-time residence or weekend getaway Step outside to a spacious deck—perfect for entertaining, grilling, or simply soaking in the scenic river views. The property also features a 24x24 garage, providing ample space for vehicles, boats, storage, or a workshop. Whether you're looking to fish, boat, or unwind by the water, this property offers the lifestyle you've been dreaming of. Don’t miss this opportunity to own your own slice of Tennessee River paradise!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
4/10
Perry County High SchoolGrades 9-1213.1 mi
3/10
Linden Elementary SchoolGrades PK-412.9 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven

Basement

  • Basement: Crawl Space

Bedroom1

  • Area: 182
  • Dimensions: 13x14

Bedroom2

  • Area: 70
  • Dimensions: 7x10

Bedroom3

  • Area: 56
  • Dimensions: 7x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,203

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,203
  • Total interior livable area: 1,203 sqft

Kitchen

  • Area: 300
  • Dimensions: 15x20

Living Room

  • Area: 266
  • Dimensions: 14x19

Other

  • Features: Florida Room
  • Level: Florida Room
  • Area: 224
  • Dimensions: 14x16

Property

Details

  • Parcel number: 025E A 02200 000
  • Special condition: Standard,Owner Agent

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: 58 x 200 IRR

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $146$1,752
Property Taxes $526$6,312
Electricity $175$2,103
Total$2,237$26,844

Income You'd Need if You Spent...

35% on housing$76,697/yr
40% on housing$67,110/yr
45% on housing$59,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 37096$122
Perry County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 37096
Perry County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$299,999
2026-04-17Listed for sale$319,900
2014-10-23Sold$70,000
2013-03-13Listing removed$120,000
2012-06-30Listed for sale$120,000
2012-02-21Listing removed$120,000
2011-10-29Listed for sale$120,000
2010-10-19Listing removed$149,000
2010-09-06Listed for sale$149,000
2005-09-21Sold$60,000

For Sale by Agent

AgentTAMMI N. MCCALL
BrokerageUnited Country - Columbia Realty & Auction

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