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40 Long Point Rd, Linden, TN, 37096

3beds
1baths
1,224sqft
$219,900
$180price/sqft
$1,823/moest. monthly cost
$72,920/yrincome needed

About This Home

TWO PARCELS INCLUDED! Escape to the water and embrace the laid-back lifestyle of the Tennessee River with this charming 3-bedroom retreat located less than a mile from the river and just minutes to Cypress Creek Marina. Whether you're into boating, fishing, kayaking, or simply enjoying the scenic beauty of Middle Tennessee, this property puts it all within easy reach. 5.8 acres! Warm and inviting, the home offers 864 square feet on the main level, complemented by an additional 360 square feet on the walkout lower level—perfect for extra living space, guests, or recreation. Inside, you’ll find a fresh, modern feel with white cabinetry, stylish gray walls, and durable luxury vinyl plank flooring throughout. Rustic touches like the shiplap accent wall and sliding barn door add character and charm, creating a cozy yet updated atmosphere. A low-maintenance metal roof provides peace of mind, while the walkout lower level offers flexibility and convenience for coming and going after a day on the water. Whether you're searching for the perfect weekend getaway, Airbnb opportunity, or a comfortable full-time residence near one of Tennessee’s most beloved recreational areas, this property checks all the boxes. Bonus parcel included!!! The adjoining parcel of 2.8 acres is included with this sale. Total - 5.8 acres A brand new mini - split system has been installed!! (April 2026)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Linden Elementary SchoolGrades PK-49.4 mi
7/10
Linden Middle SchoolGrades 5-89.5 mi
4/10
Perry County High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • High Speed Internet
  • Flooring: Laminate
  • Finished area below ground: 360
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Property

Details

  • Parcel number: 087I A 01202 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Porch,Covered
  • Topography of land: Corner Lot

Lot

  • Lot size: 5.80 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance $117$1,404
Property Taxes $420$5,040
Electricity $175$2,103
Total$1,823$21,876

Income You'd Need if You Spent...

35% on housing$62,502/yr
40% on housing$54,690/yr
45% on housing$48,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 37096$124
Perry County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 37096
Perry County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$229,900
2025-05-01Sold$20,000
2021-06-23Sold$109,900
2021-06-23Pending sale$109,900
2021-06-20Listed for sale$109,900
2021-05-17Pending sale$109,900
2021-05-14Listed for sale$109,900
2010-08-10Listing removed$69,900
2010-08-06Listed for sale$69,900
2010-04-29Sold$55,000
2010-04-05Price change$58,900
2009-08-14Listed for sale$69,900
2008-07-23Sold$39,000

For Sale by Agent

AgentMichael Heath Curfman
BrokerageSouthern Way Real Estate

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