197 Fay Dr, Reliance, TN, 37369
About This Home
Mountain Potential: 6.01 Acres Near Cherokee National Forest 1 Bedroom | 1 Bathroom | Unfinished Structure | Private Tennessee Wilderness This isn't just a listing; it's a blank canvas for your ultimate mountain getaway. Tucked away on 6.01 pristine acres, this property features an unfinished 1-bedroom, 1-bathroom home that is perfectly positioned for someone with a vision. Located on the Cherokee National Forest border, this is a dream location for hikers, hunters, and outdoor enthusiasts. The Vision: Finish Your Way The Structure: The heavy lifting is started. This unfinished 1BR/1BA layout allows you to choose your own finishes, flooring, and style without the cost of starting from the ground up. Compact Living: Ideal for a luxury tiny home, a rugged hunting cabin, or a high-demand short-term rental for national forest visitors. Customization: With the interior ready for completion, you can design a space that maximizes the surrounding views and mountain air. The Land: 6.01 Private Acres Cherokee National Forest Access: Enjoy world-class hiking, trout fishing, and adventure right in your backyard. You are minutes from some of the most beautiful protected land in the Eastern U.S. Abundant Wildlife: The acreage serves as a natural corridor for deer, bear, turkey and the local fauna that call these mountains home. Wooded Privacy: Mature hardwoods provide a natural canopy, ensuring your mountain retreat remains secluded and peaceful. Why This Property? Investment Opportunity: Unfinished homes on significant acreage near national forests are rare finds in the 2026 market. Equity is built the moment you finish the interior. The ''Off-Grid'' Feel: While accessible, the property offers that coveted ''middle of nowhere'' feeling that is becoming increasingly hard to find. Sustainable Potential: Plenty of room for a solar array, a deep well, or a mountain garden to create a fully self-sufficient homestead.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer,Under Construction
- Year built: 2021
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
- Laundry features: Main Level,Laundry Room
Basement
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- See Remarks
- Flooring: None
- Finished area below ground: 0
- Finished area above ground: 576
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 576
- Total interior livable area: 576 sqft
Property
Details
- Parcel number: 020 02203 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch
- Exterior features: None
Lot
- Lot size: 6.01 Acres
- Features: Wooded,Secluded
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Inland Flooding
- Landslide
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance | $98 | $1,176 |
| Property Taxes | $230 | $2,760 |
| Electricity | $175 | $2,103 |
| Total | $1,337 | $16,044 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $195,000 |
| 2024-03-29 | Listing removed | -- |
| 2022-08-03 | Listing removed | $165,000 |
| 2022-05-23 | Price change | $165,000 |
| 2022-02-02 | Listed for sale | $175,000 |
| 2020-04-30 | Listing removed | $35,900 |
| 2020-04-29 | Listed for sale | $35,900 |
| 2020-04-27 | Sold | $30,000 |
| 2020-03-30 | Pending sale | $35,900 |
| 2019-08-16 | Listed for sale | $35,900 |
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