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151 River Bend Dr, Ocoee, TN, 37361

2beds
2baths
1,728sqft
$585,000
$339price/sqft
$4,202/moest. monthly cost
$168,080/yrincome needed

About This Home

OCOEE RIVERFRONT | FLEXIBLE LIVING | ROOM TO GATHER - Experience riverfront living in this unique three-level home offering 1,728 square feet with direct frontage on the Ocoee River, making it easy to enjoy kayaking, fishing, or simply relaxing by the water. The bottom level is designed with entertaining in mind, featuring built-in shelving and a versatile space that works beautifully as a family room, game room, hosting area, or bar. A screened porch and adjoining deck provide the perfect places to unwind with peaceful river views, enjoy your morning coffee, or gather with family and friends after a day on the water. Whether you're searching for a full-time residence, a weekend getaway, or a vacation retreat, this home offers a comfortable layout in an incredible riverfront setting.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
5/10
Chilhowee Middle SchoolGrades 6-85.0 mi
5/10
Polk County High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: See Remarks
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s)
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 576
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Property

Details

  • Parcel number: 076b B 01300 000

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Mountain(s),River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Access,River Front

Lot

  • Lot size: 0.60 Acres
  • Features: Cleared,Wooded
  • Lot size dimensions: 474 x 78 x 452 x 73

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Cold Wave
Drought
Hail
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance $253$3,036
Property Taxes $816$9,792
Electricity $175$2,103
Total$4,202$50,424

Income You'd Need if You Spent...

35% on housing$144,068/yr
40% on housing$126,060/yr
45% on housing$112,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 37361$231
Polk County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 37361$253
Polk County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$585,000
2022-06-22Sold$317,000
2022-05-11Contingent$317,000
2022-05-11Listed for sale$317,000
2008-07-17Sold$19,250
2000-05-12Sold$88,735
1997-08-04Sold$97,000

For Sale by Agent

AgentCindi Richardson
BrokerageRichardson Group

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