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260 Deer Ridge Trl, Ocoee, TN, 37361

3beds
3baths
2,453sqft
$599,900
$245price/sqft
$4,328/moest. monthly cost
$173,120/yrincome needed

About This Home

This is the home you've been waiting for! Property includes adjoining lot of 1.37 acres, totaling 2.6 acres and backs up to the Cherokee National Forest. Breathtaking views from the double balconies looking on to the Cohutta Mtn. Range and within walking distance of Parksville Lake boat ramp. 3rd Bedroom has walk in closet but does not have a window, although it has a screen in the window of storm door. Enjoy relaxing on the covered balcony or by the back patio with a built in water feature. Winters are worth looking forward to with state of the art wood burning fireplace and new top of the line HVAC. So much peace and tranquility yet only 12 minutes to Food City Grocery Store, Starbucks, ACE hardware, walk in clinics, and the best restaurants anywhere! Easy access to major cities of Atlanta and Knoxville all while enjoying tons of outdoor recreation close by, (kayaking, white water rafting, boating, fishing, hunting, hiking, picnicking and more). Fiber Optics internet is coming soon to the neighborhood. Workshop is wired with plenty of lighting and workbench and storage shelves. Could also hold small utility vehicle or motorcycle. There is a small furnished cottage with extra lot adjacent to this property that can also be sold separately. All offers must be accompanied by a lender's pre-approval letter or proof of funds from a banking institution. Seller is a licensed TN and NC Realtor. Come enjoy this gorgeous weather and take a look at this beautiful home. No sign on property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Chilhowee Middle SchoolGrades 6-86.5 mi
4/10
Polk County High SchoolGrades 9-127.9 mi

Construction

Condition

  • Property condition: None
  • Year built: 2000

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Washer,Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Microwave,Plumbed For Ice Maker,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Soaking Tub,Pantry,High Ceilings,Granite Counters,Bathroom Mirror(s),Ceiling Fan(s)
  • Window features: Window Treatments,Insulated Windows
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Attached Screen(s),Blower Fan
  • Fireplace: Yes
  • Finished area below ground: 638
  • Finished area above ground: 2,453

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,453
  • Total interior livable area: 2,453 sqft

Property

Details

  • Parcel number: 087d A 00900 000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony,Garden
  • Has view: Yes
  • View description: Mountain(s)
  • Waterbody name: Parksville, Ocoee

Lot

  • Lot size: 2.60 Acres
  • Features: Mailbox,Wooded,Cleared

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Cold Wave
Drought
Hail
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance $259$3,108
Property Taxes $837$10,044
Electricity $199$2,391
Total$4,328$51,936

Income You'd Need if You Spent...

35% on housing$148,388/yr
40% on housing$129,840/yr
45% on housing$115,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 37361$240
Polk County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37361$253
Polk County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$659,900
2025-11-26Listing removed--
2025-10-04Price change$775,000
2025-08-28Listed for sale$795,000

For Sale by Agent

AgentCarol Kamm
BrokerageDown Home Realty Co.

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