See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

364 Cherokee Trl, Copperhill, TN, 37317

4beds
3baths
3,570sqft
$445,000
$125price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

Beautiful brick ranch style house on 7.69 acres in a prime location. 4 bedrooms, 2.5 bathrooms, cozy inviting family room with brick fireplace, perfect for relaxing evenings. Featuring a big entertainment room, with fireplace, large windows to enjoy the serene nature views to the forest and mature trees. Spacious studio apartment in the garden level basement with fireplace, has independent access, and access from inside the house too, perfect for in-law suite, or rental income. This home is in a peaceful private setting with forest and mountain views (Some tree trimming will be necessary). Quick access to Hwy 64 and Hwy 68, just minutes to Cherokee National Forest, Ocoee River, white water rafting outfits (White water center for 96' Olympics) numerous hiking trails and waterfalls. Located just minutes to downtown Copperhill, Ducktown and McCaysville, you will enjoy access to restaurants, bars, shops, and the charming small-town ambiance that makes this area so desirable, making it perfect also for vacation rental if you decide to make it your investment instead of your residence. Short drive to Blue Ridge GA and Murphy NC. 1 hour to Chattanooga Metropolitan Airport and 2 hours to Atlanta International Airport. This house has had some upgrades over the years: 2024 electric upgrade, new breaker box and new dishwasher. 2020 New metal roof, gutters, HVAC system; new leach field and septic was cleaned out. Windows on the main floor have been replaced. New fans and light features.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
4/10
Copper Basin High SchoolGrades 7-122.0 mi

Construction

Condition

  • Property condition: None
  • Year built: 1958

Materials

  • Foundation: Block
  • Roof: Metal,Pitched
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Fan
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Shower,Walk-In Closet(s),Soaking Tub,Master Downstairs,Open Floorplan,Laminate Counters,Bathroom Mirror(s),Breakfast Bar,Ceiling Fan(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 1,410
  • Finished area above ground: 2,160

Heating & Cooling

  • Heating features: Propane,Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,570
  • Total interior livable area: 3,570 sqft

Property

Details

  • Parcel number: 114 03400 000
  • Special condition: Trust,Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),See Remarks,Forest

Lot

  • Lot size: 7.69 Acres
  • Features: Mailbox,Wooded,Sloped,Level

Parking

  • Parking features: Paved,Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Landslide
Lightning
Tornado
Earthquake
Hail
Wildfire
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance $635$7,620
Property Taxes $621$7,452
Electricity $290$3,480
Total$3,796$45,552

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 37317$117
Polk County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 37317$93
Polk County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$459,000
2026-04-15Listed for sale$465,000
2025-10-05Listing removed$475,000
2025-06-04Price change$475,000
2025-04-16Listed for sale$487,500
2008-01-02Sold$155,000
2001-07-27Sold$434

For Sale by Agent

AgentJanery Pyle
BrokerageRealty One Group Experts - Chattanooga

Similar Homes