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142 1st St, Copperhill, TN, 37317

2beds
1baths
752sqft
$150,000
$199price/sqft
$1,452/moest. monthly cost
$58,080/yrincome needed

About This Home

Charming 1-Bedroom Gem with Endless Potential! Whether you are searching for the perfect starter home or your next lucrative rental property, this 1-bed, 1-bath house is an incredible opportunity. With just a little love and your personal touch, this property can easily transform into a cozy permanent residence or a high-performing investment. Location is everything—you are ideally situated just 3 minutes from downtown McCaysville, offering quick access to local dining, shopping, and entertainment. Don't miss out on this fantastic investment opportunity!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
5/10
Copper Basin High SchoolGrades 7-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Freezer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Wood,High Speed Internet
  • Window features: Wood Frames
  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 752
  • Total interior livable area: 752 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 136DB021.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Open
  • Exterior features: Private Yard
  • Fencing: Fenced
  • Frontage type: Road
  • Topography of land: Level,Sloping

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: On Street,Driveway,Gravel,Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Landslide
Lightning
Tornado
Earthquake
Hail
Wildfire
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance $214$2,568
Property Taxes $305$3,660
Electricity $175$2,103
Total$1,452$17,424

Income You'd Need if You Spent...

35% on housing$49,782/yr
40% on housing$43,560/yr
45% on housing$38,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 37317$125
Polk County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 37317$93
Polk County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-16Listed for sale$150,000
2013-10-16Sold$25,000
2013-05-10Sold$13,500
2013-04-15Listed for sale$19,888
2006-04-17Sold$22,500
1999-07-14Sold$28,975
1998-05-14Sold$31,000

For Sale by Agent

AgentJames Channing Johnstone
BrokerageAnsley Real Estate Christie's Int. Real Estate

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