1198 N Franklin Ave, Cookeville, TN, 38501
About This Home
Welcome to this stunning home located in one of the most desirable areas in town! Situated on a spacious 1.4-acre lot, this beautifully maintained property offers over 3,800 square feet of living space designed for comfort and versatility. The updated kitchen features modern finishes, a cozy breakfast area, and plenty of room to gather. Perfect for extended family or guests, the home includes a private mother-in-law suite complete with its own full kitchen and bathroom. Enjoy cozy evenings by the wood-burning fireplace, and appreciate the custom built-in cabinetry throughout. The bright sunroom is flooded with natural light and opens up to a large deck — ideal for entertaining — complete with a hot tub to unwind in style. This home is a must-see! Seller is NOW offering to pay a portion of the buyer's closing costs.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Roof: Composition,Shingle
- Construction materials: Brick,Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator,Range Hood,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Window features: Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: One,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,861
- Total interior livable area: 2,861 sqft
Property
Details
- Parcel number: 025.00
Features
- Patio & porch: Porch,Covered,Deck
Lot
- Lot size: 1.40 Acres
- Features: Irregular Lot
- Lot size dimensions: 1.4 ac
Parking
- Total spaces: 2
- Parking features: Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance | $286 | $3,432 |
| Property Taxes | $225 | $2,700 |
| Electricity | $232 | $2,789 |
| Total | $3,599 | $43,188 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Price change | $565,000 |
| 2026-01-05 | Price change | $580,000 |
| 2025-12-01 | Price change | $625,000 |
| 2025-11-11 | Price change | $640,000 |
| 2025-10-10 | Listed for sale | $650,000 |
| 2024-05-28 | Sold | $530,000 |
| 2024-03-21 | Listed for sale | $598,500 |
| 2015-10-22 | Listing removed | $269,900 |
| 2015-05-22 | Listed for sale | $269,900 |
| 2010-12-03 | Listing removed | $289,900 |
| 2010-07-24 | Price change | $289,900 |
| 2010-06-05 | Listed for sale | $299,900 |
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