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202 E 15th St, Cookeville, TN, 38501

2beds
1baths
884sqft
$179,900
$204price/sqft
$1,246/moest. monthly cost
$49,840/yrincome needed

About This Home

Affordable opportunity within walking distance of Tennessee Tech! Located at 202 E. 15th Street in Cookeville, this charming 2-bedroom, 1-bath home offers approximately 884 square feet of finished living space, plus a full basement that provides valuable storage and future improvement potential. Built in 1951, the home sits on an approximately 4,500-square-foot lot in an established neighborhood near the university and downtown Cookeville. The covered front porch and mature shade trees create an inviting first impression. Inside, the efficient floor plan makes the property well suited for student housing, an owner-occupant, first-time buyer, downsizer, or investor seeking a rental near Tennessee Tech. The kitchen appliances remain, and the partially fenced backyard offers space for pets, outdoor seating, gardening, or recreation. The full basement presents additional possibilities for a workshop, hobby area, storage, laundry, or future finished space, subject to buyer verification and applicable permits. Conveniently located near Tennessee Tech, shopping, restaurants, medical services, and Cookeville's downtown area—and offered under $200,000. Schedule your showing before this opportunity is gone! **Buyer and buyer's agent to verify all measurements, square footage, school zones, basement suitability, and information important to the buyer.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
5/10
8/10
Cookeville High SchoolGrades PK,9-121.2 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • New Floor Covering,New Paint
  • Window features: Single Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Property

Details

  • Parcel number: 11.00

Features

  • Levels: One
  • Patio & porch: Porch

Lot

  • Lot size: 4,500 sqft
  • Features: Corner Lot
  • Lot size dimensions: 60 x 75

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance $91$1,092
Property Taxes $71$852
Electricity $175$2,103
Total$1,246$14,952

Income You'd Need if You Spent...

35% on housing$42,720/yr
40% on housing$37,380/yr
45% on housing$33,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$152
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$179,900
2021-01-08Sold$98,000
2020-11-19Listed for sale$105,000
2020-11-06Pending sale$105,000
2020-10-11Listed for sale$105,000
2007-07-03Sold$45,000

For Sale by Agent

AgentBarbara McCloud
BrokerageFirst Realty Company

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