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143 Virginia St, Cookeville, TN, 38506

3beds
2baths
1,395sqft
$239,900
$172price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

Located on a corner lot in a prime Algood location, this home offers a functional layout & a great opportunity for someone ready to make it their own. Step inside to a comfortable living room that flows into the kitchen, creating an easy, connected layout to build on. The primary bedroom sits just beyond the kitchen & includes a full bath with a corner shower & laundry hookups. To the right of the living room, you'll find two additional bedrooms & a second full bath, giving you a solid layout to update and customize over time. Upstairs, a bonus space adds even more versatility, ideal for storage or a hobby area. The unfinished basement provides just over 1,000 square feet of potential for a workshop, storage, or future expansion. Outside, enjoy a manageable yard, open parking, & a location that keeps you close to everything Algood has to offer. Whether you're looking for your first home or your next project, this property offers a strong starting point with plenty of room to add value!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Algood Elementary SchoolGrades PK-41.0 mi
7/10
Algood Middle SchoolGrades PK,5-81.1 mi
8/10
Cookeville High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding,Frame,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,Other

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,395
  • Total interior livable area: 1,395 sqft

Property

Details

  • Parcel number: 008.00

Features

  • Patio & porch: Porch,Deck

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot,Cleared
  • Lot size dimensions: 0.35ac

Parking

  • Parking features: Driveway,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $117$1,404
Property Taxes $95$1,140
Electricity $175$2,103
Total$1,600$19,200

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$185
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$239,900
1991-09-13Sold$20,000

For Sale by Agent

AgentAmber Flynn-Jared
BrokerageThe Real Estate Collective

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