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610 Falling Water Rd, Cookeville, TN, 38506

6beds
4baths
4,086sqft
$489,000
$120price/sqft
$3,237/moest. monthly cost
$129,480/yrincome needed

About This Home

Welcome to this nostalgic, beautifully restored farmhouse, expanded in 2009. Nestled on 1.66 unrestricted acres, this immaculate 4086 sq ft home features 6 bedrooms (including 2 spacious primary suites) and 4 full baths. The welcoming, wide-open floor plan boasts a massive 1000+ sq ft living and dining area. Designed with versatility in mind, the home features separate utility meters, 2 septic systems, 2 HVAC units, 2 water meters, 2 electric meters, and 2 water heaters—perfectly suited to be enjoyed as one grand family residence, a multi-generational setup, or it's current use as a dual-rental investment. Outside, enjoy a massive attached 3-car garage with a workshop, an XL stamped concrete patio, and an expansive back deck overlooking a peaceful, wooded hillside. Only minutes from city conveniences, this property offers the ultimate Tennessee country lifestyle with room for the homestead you desire.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Algood Elementary SchoolGrades PK-43.6 mi
8/10
Algood Middle SchoolGrades PK,5-83.6 mi
8/10
Cookeville High SchoolGrades PK,9-125.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,Block

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central,Heat Pump
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 4,086
  • Total interior livable area: 4,086 sqft

Property

Details

  • Parcel number: 066.00

Features

  • Levels: Two
  • Patio & porch: Porch,Covered,Patio,Deck
  • Exterior features: Horses Allowed,Garden
  • Horses can be raised: Yes

Lot

  • Lot size: 1.66 Acres
  • Features: Horse Property,Wooded,Cleared,Trees
  • Lot size dimensions: see acreage

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance $239$2,868
Property Taxes $195$2,340
Electricity $331$3,983
Total$3,237$38,844

Income You'd Need if You Spent...

35% on housing$110,982/yr
40% on housing$97,110/yr
45% on housing$86,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$184
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$489,000
2026-07-13Price change$505,000
2026-05-18Listed for sale$545,000
2019-08-23Sold$259,000
2019-04-20Price change$259,000
2018-11-07Price change$266,500
2018-09-18Listed for sale$269,000
2018-09-17Pending sale$269,000
2018-08-25Listed for sale$269,000
2017-02-09Listing removed$249,929
2016-08-13Listed for sale$249,929
2006-07-31Sold$96,500
1995-08-28Sold$91,000

For Sale by Agent

AgentDonnita Hill
BrokerageElevate Real Estate

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