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1998 Prestwick Bnd, Miamisburg, OH, 45342

4beds
3baths
3,474sqft
$539,900
$155price/sqft
$4,155/moest. monthly cost
$166,200/yrincome needed

About This Home

Nearly 3,500 finished sqft offered by this meticulously kept ranch complete with a finished basement and fenced in backyard! Nearly new plus several updates throughout! A desirable open concept main level highlighted by the fully equipped eat in kitchen. Showcasing stainless steel appliances, a walk in pantry, and adjacent dining area with walkout access to the rear patio. Desirable main floor primary bedroom with a full private en suite and large walk in closet. 3 additional main floor bedrooms (one currently used as a home office) and full hall bath. Spacious laundry room also on the first floor. Even more living space offered by the finished basement! Large open rec space, third full bath, and ample unfinished storage area. Fenced in backyard and an expansive paver patio. Updates by the current owners include fence, paver patio + bench, added landscaping, blinds throughout, lighting and ceiling fans, finished garage with epoxy floor and added exterior wall insulation, and MORE!! This home is as move in ready as they come, MUST SEE!!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Miamisburg Middle SchoolGrades 6-81.2 mi
7/10
Miamisburg High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Main
  • Dimensions: 12 x 11

Bedroom

  • Level: Main
  • Dimensions: 11 x 13

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 12 x 12

Features

  • Ceiling Fan(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,474
  • Total interior livable area: 3,474 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 16

Laundry

  • Level: Main
  • Dimensions: 8 x 6

Living Room

  • Level: Main
  • Dimensions: 17 x 22

Master Bedroom

  • Level: Main
  • Dimensions: 17 x 14

Recreation

  • Level: Basement
  • Dimensions: 30 x 28

Property

Details

  • Parcel number: K46014220101
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Fence,Porch,Patio

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: irr.

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$275$3,300
Property Taxes $778$9,336
Electricity $372$4,471
Total$4,155$49,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,457/yr
40% on housing$124,650/yr
45% on housing$110,800/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 45342$113
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45342$158
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$539,900
2026-05-18Listed for sale$554,900
2022-12-14Sold$544,900

For Sale by Agent

AgentAustin R Castro
BrokerageColdwell Banker Heritage

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