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24 E Stevens St, Cookeville, TN, 38501

4beds
2baths
1,304sqft
$239,900
$184price/sqft
$1,604/moest. monthly cost
$64,160/yrincome needed

About This Home

Welcome to 24 E Stevens Street, a well-located home offering space, flexibility, and strong potential in the heart of Cookeville. This 4-bedroom, 2-bath property features 1,304 square feet of functional living space situated on a spacious 0.32-acre lot. Inside, you’ll find hardwood flooring throughout the main living areas and no carpet, creating a clean, low-maintenance interior ideal for both everyday living and rental use. The flexible layout allows for a variety of living arrangements, whether you need additional bedrooms, a home office, or space for roommates. Conveniently located just minutes from Tennessee Tech University, as well as shopping, dining, and local amenities, this home is perfectly positioned for a first-time buyer looking to step into homeownership or an investor seeking a strong rental opportunity in a high-demand area. Don’t miss your chance to own a property with both immediate livability and long-term potential.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
Capshaw Elementary SchoolGrades PK-40.7 mi
4/10
8/10
Cookeville High SchoolGrades PK,9-122.6 mi

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Dishwasher,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Flooring: Wood,Laminate
  • Finished area above ground: 1,304

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Property

Details

  • Parcel number: 053J A 00900 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 78 x 181.2 IRR

Parking

  • Total spaces: 4
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $121$1,452
Property Taxes $95$1,140
Electricity $175$2,103
Total$1,604$19,248

Income You'd Need if You Spent...

35% on housing$54,994/yr
40% on housing$48,120/yr
45% on housing$42,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$151
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$249,900
2023-05-10Sold$225,000
2023-04-10Contingent$225,000
2023-03-31Listed for sale$225,000
2023-02-18Listing removed$199,000
2022-11-28Price change$199,000
2022-09-01Listed for sale$224,000
2021-08-06Sold$155,000
2018-02-14Listing removed$63,127
2017-12-27Listed for sale--
2002-12-23Sold$70,000
2000-01-24Sold$65,000

For Sale by Agent

AgentMaggie Lawrence
BrokerageThe Bogetti Partners

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