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302 Ligon Ln, Baxter, TN, 38544

4beds
3baths
3,084sqft
$899,000
$292price/sqft
$5,647/moest. monthly cost
$225,880/yrincome needed

About This Home

Beautiful home situated on 11.9 acres in Baxter, TN, offering the perfect blend of privacy and convenience. Located just minutes from Upperman schools, shopping, restaurants, and Interstate 40, this property provides easy access while maintaining a peaceful setting. The thoughtfully designed home features 4 bedrooms, including a spacious master suite on the main level. A 2-car garage provides ample parking and storage. The level acreage and yard create an ideal space for animals, outdoor activities, and family enjoyment. Multiple outbuildings offer plenty of storage and flexibility, and the workshop is already equipped with electricity—perfect for hobbies or projects. Enjoy a private setting while still being within the Baxter city limits. 24X24 OUTBUILDING WORKSHOP. 32X36 POLE BARN.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Upperman Middle SchoolGrades 5-80.3 mi
5/10
Upperman High SchoolGrades 9-120.2 mi
--
Baxter PrimaryGrades PK-11.0 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Composition
  • Construction materials: HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,084
  • Total interior livable area: 3,084 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 083.12
  • Zoning: R

Features

  • Levels: Two
  • Patio & porch: Porch,Covered,Patio
  • Exterior features: Horses Allowed
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description
  • Horses can be raised: Yes

Lot

  • Lot size: 11.90 Acres
  • Features: Wooded,Cleared,Farm,Trees
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $493$5,916
Property Taxes $359$4,308
Electricity $250$3,006
Total$5,647$67,764

Income You'd Need if You Spent...

35% on housing$193,611/yr
40% on housing$169,410/yr
45% on housing$150,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 38544$143
Putnam County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 38544$193
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$919,000

For Sale by Agent

AgentMitch Copeland
BrokerageThe Realty Firm

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