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276 Virgie Brown Ln, Baxter, TN, 38544

1beds
1baths
552sqft
$215,000
$389price/sqft
$1,465/moest. monthly cost
$58,600/yrincome needed

About This Home

Tucked away on a quiet, private street, this 1 bedroom, 1 bath home offers a rare opportunity for the right buyer looking to add value. With a brand new roof already in place, a major expense has been taken care of, allowing you to focus on bringing your vision to life. The location is a standout feature, offering convenient access to downtown Baxter, shopping, dining, and major highways while still maintaining a sense of seclusion and privacy. Whether you are looking for your next investment, rental property, or a project to customize to your liking, this home has strong potential in a desirable area. Property is being sold as is.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Baxter PrimaryGrades PK-10.5 mi
5/10
Upperman Middle SchoolGrades 5-81.7 mi
5/10
Upperman High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Single Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 552
  • Total interior livable area: 552 sqft

Property

Details

  • Parcel number: 056 152.00

Features

  • Patio & porch: Porch,Covered

Lot

  • Lot size: 1 Acres
  • Features: Cleared
  • Lot size dimensions: 146 x 144 x 150 x 138

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance $117$1,404
Property Taxes $86$1,032
Electricity $175$2,103
Total$1,465$17,580

Income You'd Need if You Spent...

35% on housing$50,228/yr
40% on housing$43,950/yr
45% on housing$39,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 38544$153
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38544$193
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$215,000
2023-04-11Sold$35,000
2023-01-26Pending sale$37,900
2022-12-29Price change$37,900
2022-11-04Price change$39,999
2022-10-05Price change$42,900
2022-08-25Listed for sale$44,900
2012-12-13Sold$24,000
2006-12-14Sold$25,000

For Sale by Agent

AgentKatie Miller
BrokerageHighlands Elite Real Estate LLC - Baxter

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