4032 Gayle Cir, Cookeville, TN, 38501
About This Home
Spacious living meets comfort and convenience in this beautiful 5BR/2.5BA home situated on 0.46 acres in a well-established neighborhood! This home features fresh paint throughout and a fully finished basement, offering flexible space for a playroom, family room, or home office. The layout is ideal for both everyday living and gathering with family and friends. Major updates include the roof and windows ( approx. 6 years old). Property also features a curtain drain system and a sump pump located in the basement for added peace of mind. Move-in ready with plenty of space inside and out- don't miss this one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Metal
- Construction materials: Brick,Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Electric Range,Microwave,Electric Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Window features: Double Pane Windows
- Fireplace features: None
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,236
- Total interior livable area: 2,236 sqft
Property
Details
- Parcel number: 002.00
Features
- Patio & porch: Porch,Covered,Deck
- Has view: Yes
- View description: No Water Frontage View Description
- Water view: No Water Frontage View Description
- Waterfront features: No Water Frontage View Description
Lot
- Lot size: 0.47 Acres
- Features: Irregular Lot
- Lot size dimensions: 125.60 x 162.50
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,509 | $18,108 |
| Home Insurance | $151 | $1,812 |
| Property Taxes | $119 | $1,428 |
| Electricity | $181 | $2,180 |
| Total | $1,960 | $23,520 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $329,900 |
| 2026-03-30 | Pending sale | $329,900 |
| 2026-03-30 | Contingent | $329,900 |
| 2026-03-23 | Listed for sale | $329,900 |
| 2026-01-01 | Listing removed | $259,900 |
| 2025-11-07 | Price change | $259,900 |
| 2025-09-30 | Price change | $285,000 |
| 2025-09-09 | Listed for sale | $295,000 |
| 2011-03-02 | Listing removed | $89 |
| 2011-02-25 | Price change | $89 |
| 2011-01-13 | Price change | $89,700 |
| 2010-11-20 | Listed for sale | $93,600 |
For Sale by Agent
View on Zillow