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939 Watauga Rd, Cookeville, TN, 38506

2beds
2baths
1,300sqft
$207,000
$159price/sqft
$1,404/moest. monthly cost
$56,160/yrincome needed

About This Home

OPEN HOUSE this Sunday the 17th from 2-4pm! This charming cottage style home is conveniently located in a wonderful part of Cookeville city limits. It boasts 2 bedrooms with bonus room and two full baths on little more than half acre to enjoy! It has been remodeled the past couple of years and has even more recently had some extra finishes put in such as new plumbing fixtures, several areas of new paint, and also new electrical panel. Excellent location, cottage charm, and great price all rolled in one! This one will not last long! Come take a look before it's gone!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
8/10
Cookeville High SchoolGrades PK,9-123.3 mi
8/10
Capshaw Elementary SchoolGrades PK-41.7 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Electric Range,Microwave,Range Hood,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Block,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • New Paint
  • Window features: Double Pane Windows,Blinds
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 007.02

Features

  • Patio & porch: Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 0.60 Acres
  • Features: Other
  • Lot size dimensions: 130 x 200

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,046$12,552
Home Insurance $101$1,212
Property Taxes $82$984
Electricity $175$2,103
Total$1,404$16,848

Income You'd Need if You Spent...

35% on housing$48,137/yr
40% on housing$42,120/yr
45% on housing$37,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$185
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$214,000
2026-04-12Price change$214,900
2026-03-27Listed for sale$215,900
2026-03-27Contingent$215,900
2026-03-26Listed for sale$215,900
2026-03-19Contingent$239,900
2026-03-19Pending sale$234,900
2026-03-16Price change$215,900
2026-02-26Price change$229,900
2026-01-20Price change$234,900
2025-12-17Listed for sale$239,900
2025-01-24Sold$195,000
2024-11-05Pending sale$224,999
2024-10-25Listed for sale$224,999
2022-04-25Sold$175,000
2022-04-18Pending sale$150,000
2022-03-21Contingent$150,000
2022-03-18Pending sale$150,000
2022-03-15Listed for sale$150,000
2012-02-21Sold$28,000
2011-12-14Sold$39,750
2011-07-23Listed for sale$67,500
2006-08-11Sold$65,300
1996-02-27Sold$57,000

For Sale by Agent

AgentNashawn Miller
BrokerageExit Cross Roads Realty Cookeville

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