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2600 Lake Valley Dr, Cookeville, TN, 38506

3beds
3baths
1,820sqft
$399,900
$220price/sqft
$2,551/moest. monthly cost
$102,040/yrincome needed

About This Home

Privacy, peace and modern updates- all just minutes from Hwy 111. Nestled among the trees, this beautifully updated 3 bedroom, 3 bath brick home offers the perfect retreat without sacrificing convenience. Featuring a new roof, new flooring, quartz countertops, and stainless steel appliances, this move-in-ready home blends timeless quality with today's finishes. The partially finished walk-out basement, with a full bath, provides flexible space for a teen suite, mother-in-law quarters, or a game room. While the two-car garage offers added convenience and storage. Enjoy the serenity of a wooded setting and the comfort of a home that's thoughtfully refreshed from top to bottom.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
8/10
Cookeville High SchoolGrades PK,9-124.8 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: In Garage

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 156

Bedroom3

  • Level: Main
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 110

Features

  • New Floor Covering,New Paint,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: Main
  • Area: 100

Living Room

  • Level: Main
  • Area: 306

Master Bedroom

  • Level: Main
  • Area: 169

Property

Details

  • Parcel number: 001.00

Features

  • Levels: One
  • Patio & porch: Porch,Covered,Deck

Lot

  • Features: Wooded
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached,Basement,Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $195$2,340
Property Taxes $159$1,908
Electricity $175$2,103
Total$2,551$30,612

Income You'd Need if You Spent...

35% on housing$87,462/yr
40% on housing$76,530/yr
45% on housing$68,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$183
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$399,900
2026-06-05Listed for sale$425,000
1997-10-08Sold$85,000

For Sale by Agent

AgentLori Johnson
BrokerageThe Real Estate Collective

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