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4413 Twin Creeks Dr, Cookeville, TN, 38506

4beds
4baths
4,414sqft
$899,000
$204price/sqft
$5,702/moest. monthly cost
$228,080/yrincome needed

About This Home

Welcome to this stunning new constructed home built in 2024, located in the highly desirable Twin Creek Subdivision in Cookeville. Offering 4 spacious bedrooms, a full basement, and 3-car garage space, this home combines modern design, functionality, and plenty of room to grow. Enjoy an open-concept layout with quality finishes, abundant natural light, and thoughtfully designed living spaces throughout. The full basement provides endless possibilities, featuring an additional flex room perfect for a home office, gym, media room, playroom, or guest space. Whether you're entertaining family and friends or simply enjoying everyday life, this home offers the flexibility and space to fit your lifestyle. Situated in the sought-after neighborhood, you'll enjoy a peaceful setting while remaining just minutes from shopping, dining, schools, and everything Cookeville has to offer. Don't miss the opportunity to own a nearly new home with exceptional space, modern amenities, and a prime location!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
8/10
Cookeville High SchoolGrades PK,9-125.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition,Tile
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Gas Range,Microwave,Gas Water Heater,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,414
  • Total interior livable area: 4,414 sqft

Property

Details

  • Parcel number: 038.00

Features

  • Patio & porch: Porch,Covered,Deck
  • Waterfront features: Creek

Lot

  • Lot size: 1.19 Acres
  • Lot size dimensions: 129.21 x 401.63

Parking

  • Total spaces: 3
  • Parking features: Attached,Basement,Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $440$5,280
Property Taxes $359$4,308
Electricity $358$4,303
Total$5,702$68,424

Income You'd Need if You Spent...

35% on housing$195,497/yr
40% on housing$171,060/yr
45% on housing$152,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$183
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$894,000
2026-06-01Listed for sale$899,000
2004-06-07Sold$44,000

For Sale by Agent

AgentMallie Rogers
BrokerageThe Realty Firm

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