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3151 Sparks Dr, Cookeville, TN, 38506

3beds
3baths
1,792sqft
$344,900
$192price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

Welcome home to this well-maintained 3-bedroom, 2.5-bath two-story home offering comfort, space, and peace of mind! Freshly painted throughout, this home features a warm and inviting layout with 1,792 square feet for everyday living and entertaining. Enjoy the added value of a fully encapsulated crawlspace, providing improved efficiency and long-term care of the home. Relax on the charming covered front porch or enjoy the spacious yard and attached 2-car garage. Conveniently located in a quiet cul-de-sac, this move-in ready property has been lovingly cared for and is ready for its next owners to make it their own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
8/10
Cookeville High SchoolGrades PK,9-126.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 019.00

Features

  • Levels: Two

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 93.92 x 304.35 IRR

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $168$2,016
Property Taxes $137$1,644
Electricity $175$2,103
Total$2,224$26,688

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$184
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$339,900
2026-07-17Price change$344,900
2026-07-13Listed for sale$349,900
2026-07-06Contingent$349,900
2026-06-04Listed for sale$349,900
2014-04-14Sold$139,000
2013-12-12Sold$77,499
1999-11-09Sold$98,000
1998-06-26Sold$98,500

For Sale by Agent

AgentKimberly Sparkman
BrokerageThe Real Estate Collective

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