1360 Charles St, Cookeville, TN, 38506
About This Home
Seller is offering $5,000 towards buyer closing cost with an accepted offer by 5/20/26. Location, space, and opportunity—1360 Charles Street delivers. This spacious home offers over 3,600 sqft with 5 bedrooms and 4.5 bathrooms, providing the flexibility today's buyers are looking for. Whether you need room for a growing household, multi-generational living, or simply want extra space to spread out, this property checks the boxes. Recent updates and maintenance completed within the last year add peace of mind and value, making this home move-in ready while still offering room to personalize. The layout provides both functionality and comfort, with multiple living areas ideal for everyday living or entertaining. Located in Cookeville, you're just minutes from Tennessee Tech, shopping, dining, and medical facilities. Some recent improvements are new roof in 2025, tankless water heater, 13 windows and so much more.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1976
Materials
- Roof: Metal
- Construction materials: Brick,Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Gas Range,Double Oven,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- Partial bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Upper
Features
- New Floor Covering,Ceiling Fan(s),Walk-In Closet(s)
- Window features: Double Pane Windows,Blinds,Drapes
- Number of fireplaces: 2
- Fireplace features: Two,Electric,Gas Log,Living Room,Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,638
- Total interior livable area: 3,638 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 083C A 013.00
Features
- Levels: Two
- Patio & porch: Porch,Covered,Enclosed,Stoop,Sunroom
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: No Water Frontage View Description
- Water view: No Water Frontage View Description
- Waterfront features: No Water Frontage View Description
Lot
- Lot size: 0.48 Acres
- Features: Irregular Lot,Wooded,Trees
- Lot size dimensions: 122.07 x 172.4 IRR
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Attached,Garage,Main Level
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance | $232 | $2,784 |
| Property Taxes | $190 | $2,280 |
| Electricity | $295 | $3,547 |
| Total | $3,118 | $37,416 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $494,929 |
| 2026-04-23 | Price change | $497,429 |
| 2026-04-09 | Listed for sale | $499,929 |
| 2026-03-31 | Listing removed | $510,000 |
| 2026-03-23 | Price change | $510,000 |
| 2026-03-04 | Price change | $515,000 |
| 2026-01-21 | Listed for sale | $525,000 |
| 2024-11-04 | Sold | $460,000 |
| 2024-09-09 | Contingent | $475,000 |
| 2024-07-15 | Listed for sale | $475,000 |
| 2024-06-24 | Contingent | $475,000 |
| 2024-06-17 | Listed for sale | $475,000 |
| 2008-02-01 | Sold | $83,000 |
View on Zillow