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1656 Rosebank Ave, Cookeville, TN, 38506

4beds
2baths
2,197sqft
$320,000
$146price/sqft
$2,079/moest. monthly cost
$83,160/yrincome needed

About This Home

Welcome to this pretty 4-bedroom, 2,200 sq. ft. brick home, perfectly situated on a large, level lot in a convenient in-town location. This home offers easy living with all bedrooms on one level and plenty of space to spread out. Inside, you'll find a spacious living room ideal for family gatherings, an eat-in kitchen with plenty of room for casual meals, and a bright sunroom perfect for relaxing with a book or enjoying morning coffee. Step outside to the large deck, where you can entertain or simply take in the peaceful backyard views. Practical features include an attached garage, plus storage buildings for all your tools and hobbies. With its prime location close to shopping, schools, and restaurants, this home combines comfort, convenience, and space—making it a rare find in town!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
8/10
Cookeville High SchoolGrades PK,9-125.2 mi
7/10

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Range Hood,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,197
  • Total interior livable area: 2,197 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 084D B 021.00

Features

  • Levels: One
  • Patio & porch: Porch,Covered,Deck
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.46 Acres
  • Features: Cleared
  • Lot size dimensions: 110 x 181

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance $156$1,872
Property Taxes $127$1,524
Electricity $178$2,142
Total$2,079$24,948

Income You'd Need if You Spent...

35% on housing$71,280/yr
40% on housing$62,370/yr
45% on housing$55,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$184
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$330,000
2026-03-25Listed for sale$339,000
2025-12-05Listing removed$339,000
2025-11-12Price change$339,000
2025-09-19Listed for sale$345,000
1987-04-20Sold$75,000

For Sale by Agent

AgentKathy Dunn
BrokerageHighlands Elite Real Estate LLC

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