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1948 Forest Cir, Cookeville, TN, 38506

5beds
5baths
4,493sqft
$1,199,500
$267price/sqft
$7,496/moest. monthly cost
$299,840/yrincome needed

About This Home

Experience refined country living in this fully renovated 4,500 sq. ft. estate set on 3.5 private acres. Surrounded by mature trees, the property offers exceptional privacy and a serene setting. The exterior showcases elegant fieldstone accents, creating a timeless first impression. Inside, the open-concept design is filled with natural light and high-end finishes throughout. A striking fieldstone fireplace anchors the great room, while the kitchen and spacious living areas feature expansive views of the surrounding landscape. The primary suite provides a luxurious, spa-like retreat. Additional highlights include a main-level two-car garage and a basement garage/workshop, ideal for storage, hobbies, or a mini-farm lifestyle. This property seamlessly blends modern comfort with the beauty of country living, just minutes to town. It isn't just a house; it's a deep breath.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
8/10
Cookeville High SchoolGrades PK,9-126.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Stone,Wood Siding,HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Disposal,Refrigerator,Electric Range,Microwave,Range Hood,Double Oven,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Features

  • New Floor Covering,New Paint,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Two,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,493
  • Total interior livable area: 4,493 sqft

Property

Details

  • Parcel number: 009.00

Features

  • Levels: Two and One Half
  • Patio & porch: Porch,Covered,Screened,Deck,Stoop
  • Exterior features: Horses Allowed,Lighting,Balcony
  • Has view: Yes
  • Horses can be raised: Yes

Lot

  • Lot size: 3.58 Acres
  • Features: Horse Property,Wooded,Cleared,Views,Farm,Trees
  • Lot size dimensions: 3.58 ac

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,065$72,780
Home Insurance $587$7,044
Property Taxes $479$5,748
Electricity $365$4,380
Total$7,496$89,952

Income You'd Need if You Spent...

35% on housing$257,005/yr
40% on housing$224,880/yr
45% on housing$199,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$182
Putnam County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$1,199,500
2026-03-27Listed for sale$1,250,000

For Sale by Agent

AgentAngela McKernan
BrokerageThe Real Estate Collective

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