520 Cliff Park Rd, Monterey, TN, 38574
About This Home
Welcome to beautiful Cumberland Cove where this Deed Restricted Community has approximately 700 homes spread over 8,000 acres located near Monterey, Tennessee on the Cumberland Plateau.Approximately 90 miles west of Knoxville and 90 miles east of Nashville, Tennessee. Offering community members country living in a beautiful natural setting, with large wooded lots, attractive common park areas with seasonal water features, several community trails, and a club house that can be rented for small intimate groups or entertaining large groups up to 105 people with gas grills and a kitchen for your convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Other
Interior
Basement
- Basement:
Cooling
- Cooling features: None
Property
Details
- Parcel number: 10441300000
Lot
- Lot size: 4 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $202 | $2,424 |
| Home Insurance | $15 | $180 |
| Property Taxes | $15 | $180 |
| Electricity | $175 | $2,103 |
| Total | $407 | $4,884 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $40,000 |
| 2026-08-03 | Listed for sale | $40,000 |
| 2022-01-20 | Sold | $26,000 |
| 2006-03-13 | Sold | $26,000 |
| 1997-12-22 | Sold | $19,995 |
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