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129 S Cedar St, Cross Plains, TN, 37049

3beds
3baths
2,511sqft
$465,000
$185price/sqft
$3,473/moest. monthly cost
$138,920/yrincome needed

About This Home

Check out this beautifully renovated home, located in the heart of Cross Plains. This 3-bedroom, 3-bath home offers two additional flex rooms that could serve as extra bedrooms, a home office, gym, or whatever fits your needs. The home features plenty of space, stunning sunset views, and a layout that works for both everyday living and entertaining. You're just a short walk to the famous Thomas Drugs for an old-fashioned soda or milkshake, and only a 4 mile drive to I-65 for an easy commute!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Basement: Crawl Space

Bedroom1

  • Area: 255
  • Dimensions: 17x15

Bedroom2

  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Area: 176
  • Dimensions: 16x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Area: 285
  • Dimensions: 19x15

Features

  • Flooring: Laminate
  • Finished area above ground: 2,511

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,511
  • Total interior livable area: 2,511 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry
  • Area: 228
  • Dimensions: 19x12

Living Room

  • Area: 391
  • Dimensions: 23x17

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 132
  • Dimensions: 12x11

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 300
  • Dimensions: 20x15

Property

Details

  • Parcel number: 061O A 05300 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Porch

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 166 x 138/188M IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance $233$2,796
Property Taxes $685$8,220
Electricity $204$2,448
Total$3,473$41,676

Income You'd Need if You Spent...

35% on housing$119,074/yr
40% on housing$104,190/yr
45% on housing$92,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 37049$186
Robertson County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 37049$213
Robertson County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$465,000
2026-05-17Listed for sale$499,999
2026-05-09Contingent$499,999
2026-04-24Listed for sale$499,999
2024-02-26Listing removed--
2024-01-11Listed for rent$2,500
2023-02-07Listing removed--
2022-12-09Listed for rent$2,500
2022-08-31Listing removed--
2022-08-10Listed for rent$2,500
2021-12-09Sold$140,000
2019-11-20Listing removed$70,934
2019-11-19Price change$70,934
2019-11-18Price change$70,961
2019-11-16Price change$69,998
2019-11-13Price change$69,736
2019-11-10Price change$69,509
2019-11-09Price change$69,533
2019-11-06Listed for sale$71,794
2019-11-04Sold$82,344
2019-11-04Price change--
2019-10-30Price change$75,235
2019-10-26Price change$73,416
2019-10-23Price change$72,921
2019-10-22Price change$72,707
2019-10-19Price change$72,668
2019-10-17Listed for sale$72,471

For Sale by Agent

AgentShelby Bishop
BrokerageThe Tate Brokerage

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