254 Karen Dr, Spring City, TN, 37381
About This Home
Beautifully updated lakefront home on an A++ lot. Located at the end of the cul-de-sac on the center lot with water surrounding the property. This location includes expansive views up to over a mile-and-a-half across Gravelly Hollow toward Goat Island on Watts Bar Lake with sunsets to live for. There's plenty of room for everyone with 4 bedrooms and 3 bathrooms; a huge kitchen and gathering area; an extra addition for entertainment or relaxation with a large patio; a large private deck off the master, and a 2-car garage. This is truly a Sparkling Diamond you'll be proud to own! This dream come true includes one of the extra bedrooms built as an ensuite with its own private deck strategically positioned on the opposite side of the house from the master. This room can also serve well as an office or a living room. The wildlife is also extraordinary here and a real pleasure to just sit and enjoy creation...or explore Iron Hill Island right out your backdoor. New New New! Lots of New Stuff. New HVAC Unit. New Appliances. New Roof. New Bathrooms. New Flooring. New Windows. New Sliders. New Water Heater. New Kitchen. There are nice touches you'll just love like the large island, a six-burner GAS range top perfect for cooking your specialties, and even a special surprise for laundry!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1986
Materials
- Construction materials: Vinyl Siding,Wood Siding,Block,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater,Gas Range,Gas Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer
Basement
- Has basement: Yes
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Walk-In Closet(s),Kitchen Island,Pantry,Eat-in Kitchen,Bonus Room
- Window features: Windows - Vinyl,ENERGY STAR Qualified Windows
- Flooring: Carpet
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas,Other,Electric
- Cooling features: Wall Unit(s),Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,224
- Total interior livable area: 2,224 sqft
Property
Details
- Parcel number: 026L B 012.00
Features
- Exterior features: Balcony
- Has view: Yes
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Lake/Water Access,Waterfront
- Frontage type: Lakefront
Lot
- Lot size: 0.74 Acres
- Features: Cul-De-Sac,Irregular Lot
- Lot size dimensions: IRR
Parking
- Total spaces: 3
- Parking features: Carport,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance | $250 | $3,000 |
| Property Taxes | $660 | $7,920 |
| Electricity | $180 | $2,168 |
| Total | $4,123 | $49,476 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $675,000 |
| 2026-02-23 | Listed for sale | $699,900 |
| 2025-01-10 | Sold | $200,000 |
| 2024-12-17 | Pending sale | $300,000 |
| 2024-11-25 | Listed for sale | $300,000 |
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