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161 S Hillcrest Dr, Spring City, TN, 37381

3beds
2baths
1,685sqft
$349,900
$208price/sqft
$2,775/moest. monthly cost
$111,000/yrincome needed

About This Home

Chic Lake-View Brick Ranch - All on One Level. Welcome to your updated, one-level Brick Ranch retreat boasting three bedrooms and two full baths—including a luxuriously remodeled bathroom with stylish LVT flooring, classic subway tile, and a deep soaking tub to soothe away the day. Step into the expansive, modernized kitchen featuring a charming coffee bar and gleaming new floors, perfect for both cooking and entertaining. The gas fireplace in the dining area awaits, inviting cozy winter evenings with warmth and charm. The generous living room offers tranquil lake views and frames breathtaking sunrises over Watts Bar Lake—your daily dose of natural beauty. A new 24 × 34 detached garage w/electric provides ample storage for boats, jet skis, and all water toys—ideal for lakeside living enthusiasts. Nestled within Spring City limits, you're just moments from parks, a splash pad, walking trails, playgrounds, a free boat launch, and a fishing pier adjacent to the Spring City Resort and marina. Additional upgrades include gutter helmets, added GFCI receptacles, a newer hot water heater, energy-efficient vinyl-insulated windows, a convenient laundry closet to include the washer/dryer, and ceiling fans throughout. Don't miss out—call today to schedule your private showing before this gem is gone.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
7/10
4/10
Rhea County High SchoolGrades 9-127.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1965

Materials

  • Foundation: Block,Permanent
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Soaking Tub,See Remarks,Split Bedrooms
  • Window features: Double Pane Windows,Insulated Windows,Vinyl Frames
  • Flooring: Laminate,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,685

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 1,685 sqft

Property

Details

  • Parcel number: 037a D 004.00
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch,Porch - Covered
  • Exterior features: Rain Gutters,Storage
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Marina in Community

Lot

  • Lot size: 2.30 Acres
  • Features: Cleared,City Lot,Views
  • Lot size dimensions: 100 x 235

Parking

  • Total spaces: 3
  • Parking features: Paved,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $145$1,740
Property Taxes $686$8,232
Electricity $175$2,103
Total$2,775$33,300

Income You'd Need if You Spent...

35% on housing$95,142/yr
40% on housing$83,250/yr
45% on housing$74,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 37381$153
Rhea County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 37381$274
Rhea County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-05Price change$359,000
2025-09-08Listed for sale$369,000
2017-12-18Listing removed$119,900
2017-12-18Listed for sale$119,900
2017-12-15Sold$110,500
2017-11-03Pending sale$119,900
2017-10-26Listed for sale$119,900
2005-03-07Sold$132,000

For Sale by Agent

AgentSusan M Crockett
BrokerageBlue Key Properties

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