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318 Snow Falls Ln, Dayton, TN, 37321

6beds
4baths
2,785sqft
$550,000
$197price/sqft
$3,893/moest. monthly cost
$155,720/yrincome needed

About This Home

Welcome to your mountaintop slice of paradise! Located directly beside the Cumberland Trail and extensive trails leading out to the incredible Buzzard Point, this unique property is such a neat destination opportunity! The property consists of a main cabin with 2 fabulous porches, the most adorable little red barn and a tiny shed also equipped with a bathroom facility. Situated on a little over half an acre, there are multiple fire pits, places for hammocks and ample parking for all of your guests. If you're looking for an exciting investment, do not OVERLOOK this stunner!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Rhea Central ElementaryGrades PK-53.5 mi
6/10
Rhea Middle SchoolGrades 6-86.4 mi
4/10
Rhea County High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Other
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer/Dryer,Water Heater
  • Laundry features: Laundry Closet,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Kitchen Island,Primary Downstairs
  • Window features: Vinyl Frames
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,785

Heating & Cooling

  • Heating features: Central,Electric,Other
  • Cooling features: Central Air,Varies by Unit,Window Unit(s)

Interior Area

  • Total structure area: 2,785
  • Total interior livable area: 2,785 sqft

Property

Details

  • Parcel number: 075 00301 000
  • Special condition: Standard

Features

  • Levels: One and One Half,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch,Screened,Porch - Screened
  • Exterior features: Fire Pit,Private Yard
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Forest,Trees/Woods

Lot

  • Lot size: 0.55 Acres
  • Features: Back Yard,Cleared,Landscaped,Level
  • Lot size dimensions: 144.85 x 137 IRR

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $294$3,528
Property Taxes $592$7,104
Electricity $226$2,715
Total$3,893$46,716

Income You'd Need if You Spent...

35% on housing$133,474/yr
40% on housing$116,790/yr
45% on housing$103,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 37321$155
Rhea County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 37321$183
Rhea County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$545,000
2026-02-11Listed for sale$550,000
2024-10-31Listing removed$499,900
2024-10-13Listed for sale$499,900
2003-09-08Sold$130,000

For Sale by Agent

AgentAngie Stumbo
BrokerageStumbo & Co

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