See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

859 Black Oak Estates Rd, Dayton, TN, 37321

6beds
3baths
3,144sqft
$499,000
$159price/sqft
$3,594/moest. monthly cost
$143,760/yrincome needed

About This Home

Welcome to your dream home in Dayton, where BREATHTAKING VIEWS abound and peaceful living meets everyday convenience! This spacious 6-bedroom, 1 bonus room, 2.5-bath, 3144 square foot home with a WRAP AROUND PORCH sits on a generous half-acre lot including a fully FENCED IN BACKYARD, with a shed (with power), a ready chicken coup, offering plenty of space for the whole family to spread out, relax, play, tinker on projects, and enjoy the beauty of Tennessee living. Inside, you'll find a chef's dream kitchen featuring updated cabinetry, stone countertops, and appliances - perfect for creating meals that are truly chef's kiss! The inviting spaces on the main floor are ideal for family gatherings and entertaining guests, with room for everyone to feel right at home. Main level: 3 bedrooms, 1/2 bathroom Upper level: 3 bedrooms, 1 bonus room, 2 bathrooms Located in a quiet, serene area, this home offers the best of both worlds: easy commuting to both Chattanooga and Cleveland--without the stress of I-75 traffic--and just minutes from local schools, grocery stores, and a boat ramp for weekend adventures on the water. With gorgeous views, a peaceful setting, and move-in ready charm, this is the kind of place you'll want to call home from the moment you step through the door...or laid back on the wrap-around back porch with worry-free Trex decking. All staging items in the home (artwork, furniture, etc) are negotiable. Start packing and get ready to enjoy a lifetime of million-dollar views! --- Owner/Agent Listing (i.e. Listing Agent is also the property owner). Contact your Realtor to schedule a viewing.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Rhea Central ElementaryGrades PK-54.0 mi
6/10
Rhea Middle SchoolGrades 6-811.7 mi
4/10
Rhea County High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2001

Materials

  • Foundation: Block,Permanent
  • Roof: Shingle
  • Construction materials: Block,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Gas Range,Microwave,Refrigerator
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Smart Thermostat,Kitchen Island,High Speed Internet,Granite Counters,Double Closets,Bathroom Mirror(s),Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,144

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,144
  • Total interior livable area: 3,144 sqft

Property

Details

  • Parcel number: 102p B 01000 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Wrap Around,Composite,Deck,Enclosed,Front Porch,Porch,Rear Porch,Screened
  • Exterior features: Rain Gutters,Balcony,Garden
  • Fencing: Fenced

Lot

  • Lot size: 0.58 Acres
  • Features: Mailbox,Sloped,Landscaped

Parking

  • Parking features: Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $267$3,204
Property Taxes $549$6,588
Electricity $255$3,065
Total$3,594$43,128

Income You'd Need if You Spent...

35% on housing$123,222/yr
40% on housing$107,820/yr
45% on housing$95,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 37321$156
Rhea County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 37321$183
Rhea County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$487,000
2026-04-02Price change$499,000
2026-02-20Price change$520,000
2025-12-14Listed for sale$540,000
2025-10-22Sold$400,000
2025-09-18Contingent$405,000
2025-09-17Listed for sale$405,000
2025-06-04Listing removed--
2020-09-24Sold$295,000
2020-08-19Listed for sale$295,000
2018-08-09Sold$233,000
2018-08-02Listed for sale$239,900
2018-06-21Pending sale$239,900
2018-06-01Price change$239,900
2018-04-16Listed for sale$248,000

For Sale by Agent

AgentAllan Johnson
BrokerageBlack Ridge Realty

Similar Homes