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104 Morgan St, Oliver Springs, TN, 37840

3beds
3baths
3,406sqft
$525,000
$154price/sqft
$4,078/moest. monthly cost
$163,120/yrincome needed

About This Home

Own a true piece of East Tennessee history with Colonial Hall -- one of the oldest surviving homes in Oliver Springs & East TN and a property listed on the National Register of Historic Places. Originally constructed prior to 1799 for Major Moses Winters, one of the area's earliest settlers, this remarkable historic estate has stood for more than two centuries while being thoughtfully updated to offer the comforts of modern living. Situated on approximately 1.2 acres in the heart of Oliver Springs, Colonial Hall offers over 3,400 square feet filled with timeless character, architectural charm, and inviting living spaces. Throughout the home, you'll find multiple fireplaces -- including a stunning fireplace in the kitchen -- creating warmth and atmosphere that simply cannot be replicated in modern construction. The oversized kitchen serves as the centerpiece of the home with cathedral ceilings, extensive cabinetry, generous counter space, and room designed for gathering and entertaining. Historic elegance blends seamlessly with modern convenience throughout the property. The home features a library, gathering room, and several additional living and entertaining spaces ideal for hosting guests, creating a home office, or simply enjoying the home's rich character and craftsmanship. The spacious primary suite offers two walk-in closets and a beautifully updated ensuite bathroom complete with a large walk-in tile shower. Outside, the property continues to impress with mature trees, expansive yard space, and a detached workshop building perfect for hobbies, storage, or creative projects. Steeped in local history, Colonial Hall has been connected to several prominent figures throughout Oliver Springs' development and has remained one of the town's most recognized landmarks for generations. The property is conveniently located near Oak Ridge, Knoxville, and Windrock, allowing you to enjoy historic living with easy access to modern amenities, outdoor recreation, dining, and employment centers. Whether you're searching for a private residence, historic showplace, or a unique opportunity for entertaining or hospitality, Colonial Hall offers a rare chance to own one of Tennessee's historic treasures. Buyer to verify all information, including but not limited to, year built, square footage, acreage, restrictions, historical significance, etc.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Dyllis Springs ElementaryGrades PK-52.5 mi
6/10

Construction

Condition

  • Year built: 1800

Materials

  • Construction materials: Other,Wood Siding,Block,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Eat-in Kitchen
  • Window features: Windows - Vinyl
  • Flooring: Other,Marble,Hardwood
  • Number of fireplaces: 5
  • Fireplace features: Brick,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,406
  • Total interior livable area: 3,406 sqft

Property

Details

  • Parcel number: 002H B 00800 000

Features

  • Has view: Yes
  • View description: Country Setting,Trees/Woods,City

Lot

  • Lot size: 1.20 Acres
  • Features: Private,Wooded,Corner Lot,Irregular Lot,Level
  • Lot size dimensions: 280.45 x 240.76 IRR

Parking

  • Parking features: Off Street,Designated Parking,RV Access/Parking,Main Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $221$2,652
Property Taxes $927$11,124
Electricity $276$3,320
Total$4,078$48,936

Income You'd Need if You Spent...

35% on housing$139,817/yr
40% on housing$122,340/yr
45% on housing$108,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 37840$192
Roane County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 37840$214
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$525,000
2023-11-27Sold$445,000
2023-10-23Pending sale$475,000
2023-09-07Price change$475,000
2023-07-19Price change$499,900
2023-06-15Price change$539,900
2023-04-13Listed for sale$550,000
2020-10-23Sold$330,000
2020-08-31Pending sale$330,000
2020-08-21Listed for sale$330,000
2020-08-07Pending sale$330,000
2020-06-11Listed for sale$330,000
2020-03-05Listing removed$335,000
2019-06-25Price change$335,000
2019-06-04Price change$345,000
2019-05-24Price change$340,000
2019-03-30Listed for sale$349,000
2019-03-26Pending sale$349,000
2019-02-19Price change$349,000
2019-01-18Price change$359,900
2018-11-18Listed for sale$360,000

For Sale by Agent

AgentCameron McGhee
BrokerageAlco Builders & Realty Co

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