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116 Spencer Dr, Harriman, TN, 37748

2beds
2baths
1,002sqft
$144,900
$145price/sqft
$1,245/moest. monthly cost
$49,800/yrincome needed

About This Home

Tucked away on a spacious lot with a tranquil creek as its backdrop, this 2-bedroom, 2-bath home offers an ideal canvas for your creative vision. With charming wood floors, classic wood-framed windows, and a distinctly bohemian country flair, the home invites you to blend rustic elements with modern design. The existing garden beds are a dream for green thumbs, while the expansive outdoor space provides room for everything from backyard gatherings to future additions. The unique layout and character-filled finishes make this property a standout for renovation enthusiasts. Located near local conveniences like Grocery Outlet and within close reach of Harriman High School, it also sits just over a half-mile from the Tennessee Eagles RC Field--perfect for weekend adventures. Whether you're searching for a peaceful retreat or a project with potential, this home offers the perfect balance of charm, space, and location. Bring your ideas and make it your own! SOLD AS-IS. Due to no permanent heat source and condition of home, financing is extremely limited (ie. no FHA/VA loans). Cash offers are preferred.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Bowers Elementary SchoolGrades PK-52.9 mi
6/10
Harriman Middle SchoolGrades 6-81.1 mi
5/10
Harriman High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Stone,Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: None,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,002
  • Total interior livable area: 1,002 sqft

Property

Details

  • Parcel number: 018P A 002.00

Features

  • Has view: Yes
  • View description: Country Setting
  • Waterfront features: Creek

Lot

  • Lot size: 0.62 Acres
  • Features: Corner Lot,Irregular Lot
  • Lot size dimensions: 321.59 x 101.9 x IRR

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance $86$1,032
Property Taxes $252$3,024
Electricity $175$2,103
Total$1,245$14,940

Income You'd Need if You Spent...

35% on housing$42,685/yr
40% on housing$37,350/yr
45% on housing$33,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 37748$134
Roane County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 37748$165
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$149,900
2026-03-05Listing removed$149,900
2026-02-19Price change$149,900
2025-11-28Price change$154,900
2025-09-04Listed for sale$159,900
2022-11-16Sold$126,000
2022-10-07Pending sale$119,000
2022-08-23Listed for sale$119,000
2022-08-21Pending sale$119,000
2022-08-15Listed for sale$119,000
2014-05-08Listing removed$49,900
2013-05-09Listed for sale$49,900

For Sale by Agent

AgentAshley Tatum
BrokerageWebb Properties, LLC

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