




905 Cumberland St, Harriman, TN, 37748
About This Home
1st time on the market! This home offers timeless appeal, great bones, and plenty of potential to make it your own. The primary bedroom has been expanded for added space. Inside, you'll find hardwood flooring, a comfortable living area, 2 sitting rooms. The home also includes a dedicated laundry room. Exterior features include a generous sized back yard, partial covered front porch, and a back deck/porch for outdoor enjoyment. Basement area w/ concrete pad provides additional storage or workspace options. Located in a well-established neighborhood, this property is conveniently close to city schools, parks, community center, local churches, and just minutes from downtown Harriman with its local events and small-town charm. Home is being sold as is. A great opportunity for a first-time buyer or anyone looking for a starter home in a convenient location.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Self Cleaning Oven,Washer
Basement
- Basement: Crawl Space,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Other,Carpet
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Natural Gas,Electric
- Cooling features: Other,Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,249
- Total interior livable area: 1,249 sqft
Property
Details
- Parcel number: 026D F 02100 000
Features
- Has view: Yes
- View description: City
Lot
- Lot size: 6,098 sqft
- Features: Level
Parking
- Parking features: Off Street,Main Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance | $125 | $1,500 |
| Property Taxes | $365 | $4,380 |
| Electricity | $175 | $2,103 |
| Total | $1,726 | $20,712 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $224,900 |
