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118 Clark Ln, Harriman, TN, 37748

3beds
2baths
1,600sqft
$355,000
$222price/sqft
$2,613/moest. monthly cost
$104,520/yrincome needed

About This Home

Renovated and Ready! Welcome to this beautifully updated home tucked away on a quiet dead-end street in Harriman, offering privacy, minimal traffic, and a peaceful setting surrounded by mature trees. With only one way in, this location creates a sense of seclusion while still being conveniently close to everyday essentials. This home has undergone extensive updates, including new plumbing, updated electrical, and significant rewiring, giving buyers added confidence and peace of mind for years to come. Major system updates include a roof that is just 3 years old, an HVAC system only 3 months old, and a brand new water heater. The thoughtful improvements make this home truly move-in ready, ideal for those looking to avoid the stress and cost of major renovations. Upstairs features 2 bedrooms and 2 full bathrooms, while the finished lower level provides a flexible third bedroom, bonus room, or home office to suit your lifestyle. Whether you need extra space for guests, hobbies, or remote work, this layout adapts with ease. The basement has been fully insulated to enhance energy efficiency and year-round comfort, and includes an exterior door for convenient walkout access. Step outside to enjoy the brand new front deck, perfect for morning coffee or evening unwinding, while the heated and cooled sunroom at the back of the home offers a bright, comfortable space to relax and take in the natural surroundings in any season. Additional improvements include a professionally encapsulated crawl space by Cook's, Sentricon system installation, and city water service. The septic system was pumped just three years ago, and the home has not been lived in since, offering a fresh start for its next owner. The home operates on an all-electric system with a heat pump and HVAC, with gas available at the road for future flexibility. Laundry is currently located in the basement, with the option to relocate it to the sunroom (reach out to the listing agent for more details).

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Midtown Elementary SchoolGrades PK-53.1 mi
6/10
Harriman Middle SchoolGrades 6-81.2 mi
5/10
Harriman High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl
  • Finished area below ground: 520
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Other

  • Features: Florida Room
  • Level: Florida Room

Other

  • Features: Utility Room
  • Level: Utility Room

Property

Details

  • Parcel number: 036 07702 000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Patio,Porch,Covered
  • Topography of land: Rolling Slope

Lot

  • Lot size: 0.29 Acres
  • Features: Rolling Slope
  • Lot size dimensions: 100 x 126

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance $213$2,556
Property Taxes $430$5,160
Electricity $175$2,103
Total$2,613$31,356

Income You'd Need if You Spent...

35% on housing$89,588/yr
40% on housing$78,390/yr
45% on housing$69,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 37748$131
Roane County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 37748$165
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Contingent$299,900
2026-05-13Pending sale$299,900
2026-05-08Price change$299,900
2026-04-23Listed for sale$315,000
2021-12-08Sold$105,000

For Sale by Agent

AgentBrooke Miracle
BrokerageRealty Executives Associates

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