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633 Russell Ave, Harriman, TN, 37748

3beds
2baths
1,960sqft
$299,000
$153price/sqft
$2,385/moest. monthly cost
$95,400/yrincome needed

About This Home

Turn-key investment opportunity! This versatile dual-income property sits on a rare .53 acre lot, offering excellent cash flow today and incredible potential for the future. Unit #1: A charming, 1-bedroom, 1-bathroom unit. Unit #2: A spacious 2-bedroom, 1-bathroom unit. Both units enjoy access to a massive, fully fenced shared yard, a major selling point for tenants with pets or those who love outdoor living. The property also features an attached garage, providing coveted parking or extra storage space, complete with dedicated laundry hookups. Whether you want to rent both units for immediate income, live in one and let the other pay your mortgage, this property is a portfolio-builder. Schedule your tour today! Buyer to verify all information.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Bowers Elementary SchoolGrades PK-50.1 mi
6/10
Harriman Middle SchoolGrades 6-81.8 mi
5/10
Harriman High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2010

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Walk-In Closet(s),Kitchen Island,Pantry
  • Window features: Double Pane Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Heat Pump,Central,Forced Air,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Property

Details

  • Parcel number: 036G G 01700 000

Lot

  • Lot size: 1.28 Acres
  • Lot size dimensions: 178.08 x 312.73

Parking

  • Parking features: Garage Faces Side,Off Street,Attached,Carport,Garage Door Opener
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance $179$2,148
Property Taxes $520$6,240
Electricity $175$2,103
Total$2,385$28,620

Income You'd Need if You Spent...

35% on housing$81,771/yr
40% on housing$71,550/yr
45% on housing$63,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 37748$132
Roane County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 37748$165
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$279,999
2026-07-25Price change$299,000
2026-07-03Listed for sale$330,000
2026-05-09Listing removed$1,400
2026-03-25Price change$1,400
2026-02-07Listed for rent$1,500
2023-11-17Listing removed--
2023-10-08Listed for rent$1,400
2022-10-07Sold$280,000
2022-09-03Pending sale$289,900
2022-08-16Listed for sale$289,900
2020-09-21Sold$189,900
2020-07-28Price change$179,900
2020-06-30Price change$190,000
2020-06-11Listed for sale$229,000

For Sale by Agent

AgentTevis Hope
BrokerageLake Homes Realty of East Tennessee

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