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286 Childs Rd, Harriman, TN, 37748

1beds
1baths
400sqft
$105,000
$263price/sqft
$895/moest. monthly cost
$35,800/yrincome needed

About This Home

Welcome to this quaint home set on nearly an acre with an open, level layout--perfect for living or investing. The lofted area provides a comfortable bedroom space, along with a full kitchen and full bathroom. Outside, you'll find a level yard with room to build your dream outdoor retreat. Located conveniently near downtown Harriman.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Midtown Elementary SchoolGrades PK-51.8 mi
6/10
Harriman Middle SchoolGrades 6-82.7 mi
5/10
Harriman High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Property

Details

  • Parcel number: 036I C 002.01

Lot

  • Lot size: 0.65 Acres
  • Features: Wooded

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance $63$756
Property Taxes $127$1,524
Electricity $175$2,103
Total$895$10,740

Income You'd Need if You Spent...

35% on housing$30,685/yr
40% on housing$26,850/yr
45% on housing$23,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 37748$134
Roane County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 37748$165
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$105,000
2025-08-01Listing removed$125,000
2024-10-02Listed for sale$125,000
2022-06-28Sold$1,500

For Sale by Agent

AgentKristi Roberson-James
BrokerageGreater Impact Realty

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