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550 Baumgartner Rd, Harriman, TN, 37748

0beds
0baths
687sqft
$59,900
$87price/sqft
$584/moest. monthly cost
$23,360/yrincome needed

About This Home

Build design idea is for 1 bedroom, one bathroom, ready to be finished out, includes with sale, range/oven, hot water heater, some cabinets as well. Most electric ran and in place. Could be investment property or for yourself for cozy private living. This home is ready to be finished with new owner's vision. New windows, siding and roof. 8x10 storage building stays. Framed for two main areas, one could be kitchen and living area, the other is framed with a bedroom and the bathroom in mind, or create own interior layout. Lots of potential, typical neighborhood restrictions, check with county Zoning/Building for additional information. Property being sold AS IS. Buyer and/or Agent to confirm all information.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
Midtown Elementary SchoolGrades PK-51.8 mi
6/10
Harriman Middle SchoolGrades 6-82.6 mi
5/10
Harriman High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Other,Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Slab,None

Features

  • Window features: Insulated Windows
  • Flooring: Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Other,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 687
  • Total interior livable area: 687 sqft

Property

Details

  • Parcel number: 036J A 020.00

Features

  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 120 x 88

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance $35$420
Property Taxes $72$864
Electricity $175$2,103
Total$584$7,008

Income You'd Need if You Spent...

35% on housing$20,022/yr
40% on housing$17,520/yr
45% on housing$15,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 37748$135
Roane County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 37748$165
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$59,900
2026-05-06Pending sale$59,900
2026-04-20Listed for sale$59,900
2017-04-04Sold$5,000

For Sale by Agent

AgentCindy Bias
BrokerageMountains to Lakes Real Estate

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